The advice isn’t just to utilize a random lawyer, but a lawyer who knows what they’re doing. Picking a lawyer (or doctor, investment advisor, etc.) without care might not be any better than doing it yourself.
You have quite a talent for evoking mental pictures through your writing. My experiences are very different from yours, but I can see you on that farm, or at those dog competitions, or in other situations you describe.
Dennis, my wife & I are a couple of years older than you, & we love to travel. But we have avoided planes & airports because of Covid (particularly long Covid), & we remain careful on car trips & local outings. Do you have any tips for traveling safely & with confidence?
We kinda did the opposite of what you did. We lived 32 years in Dallas, where there is plenty of sun & heat, then moved to Tacoma, WA in retirement. Solar is probably a good investment now in Dallas, but it wasn’t when costs were much higher. But we routinely spent more than $300/month on electricity, and eventually closer to $400. in Tacoma, our “problem “ with electricity is that it is so abundant (primarily hydroelectric) and inexpensive. 97% of our electricity is carbon-free. We got a rough estimate of the costs of installing solar, but then realized we’re spending less than $50/month on electricity (we’re in a newer house with good windows, insulation, etc.). But in your situation, solar makes a lot of sense, especially as to long-term predictability. Enjoy the heat!
Ah, the memories of all those cold calls from NY brokerage firms! i am older than you, Jonathan, and I remember the “unfixing” of commission rates and the entry on the scene of Charles Schwab. It was common for “full service” brokers to say that lower commissions were a bad idea, and that I would get better trade executions and save money if I continued to pay high commissions.
Are these contracts considered insurance and regulated by state insurance regulators? If so, do you know if that provides any backup if the company can’t fulfill its contracts?
Your comment about worry reminded me of a quote from the movie The Spanish Prisoner: “Worrying is like paying interest in advance on a loan that never comes due.” while that’s a little glib, and there are some things worth worrying about, I know that most of the energy I spent worrying was wasted.
Thanks for clarifying. But if you follow the principle of rebalancing annually and otherwise staying the course (which I try to do), waiting seems more prudent. Maybe sale prices will go lower, maybe prices will recover before time to rebalance.
Comments
The advice isn’t just to utilize a random lawyer, but a lawyer who knows what they’re doing. Picking a lawyer (or doctor, investment advisor, etc.) without care might not be any better than doing it yourself.
Post: Case Closed
Link to comment from March 8, 2023
You have quite a talent for evoking mental pictures through your writing. My experiences are very different from yours, but I can see you on that farm, or at those dog competitions, or in other situations you describe.
Post: Priceless to Me
Link to comment from March 6, 2023
Dennis, my wife & I are a couple of years older than you, & we love to travel. But we have avoided planes & airports because of Covid (particularly long Covid), & we remain careful on car trips & local outings. Do you have any tips for traveling safely & with confidence?
Post: Year In Year Out
Link to comment from December 29, 2022
We kinda did the opposite of what you did. We lived 32 years in Dallas, where there is plenty of sun & heat, then moved to Tacoma, WA in retirement. Solar is probably a good investment now in Dallas, but it wasn’t when costs were much higher. But we routinely spent more than $300/month on electricity, and eventually closer to $400. in Tacoma, our “problem “ with electricity is that it is so abundant (primarily hydroelectric) and inexpensive. 97% of our electricity is carbon-free. We got a rough estimate of the costs of installing solar, but then realized we’re spending less than $50/month on electricity (we’re in a newer house with good windows, insulation, etc.). But in your situation, solar makes a lot of sense, especially as to long-term predictability. Enjoy the heat!
Post: Cold Comfort
Link to comment from October 19, 2022
Ah, the memories of all those cold calls from NY brokerage firms! i am older than you, Jonathan, and I remember the “unfixing” of commission rates and the entry on the scene of Charles Schwab. It was common for “full service” brokers to say that lower commissions were a bad idea, and that I would get better trade executions and save money if I continued to pay high commissions.
Post: What They Believed
Link to comment from August 13, 2022
“A little too educational” is such a great way of describing your experience, and I’m sure many of us can relate.
Post: Voyage to Nowhere
Link to comment from July 24, 2022
Are these contracts considered insurance and regulated by state insurance regulators? If so, do you know if that provides any backup if the company can’t fulfill its contracts?
Post: Home Help
Link to comment from July 21, 2022
Your comment about worry reminded me of a quote from the movie The Spanish Prisoner: “Worrying is like paying interest in advance on a loan that never comes due.” while that’s a little glib, and there are some things worth worrying about, I know that most of the energy I spent worrying was wasted.
Post: Changed by the Trip
Link to comment from July 6, 2022
Thanks for clarifying. But if you follow the principle of rebalancing annually and otherwise staying the course (which I try to do), waiting seems more prudent. Maybe sale prices will go lower, maybe prices will recover before time to rebalance.
Post: Gas Pains
Link to comment from June 14, 2022
Are you recommending “good” market timing?
Post: Gas Pains
Link to comment from June 14, 2022