Joe Kiefer

Comments:

• “What war did the Boston Tea Party precede,” he answered, “World War II.” ... Well, given the wording, he's not wrong. He could have picked any war in U.S. history.

  Post: Spending Tip: Don’t

  Link to comment from June 27, 2023

• I have used Fidelity Charitable's donor-advised fund for several years, funding it with donations of taxable mutual fund shares from Vanguard, where our investments are. I have one horror story, however: A few years ago, I checked on one such donation a few weeks after requesting it, having heard nothing. Fidelity said they had not received anything, while Vanguard said they'd said it. Where was our five-figure sum? Who knew? The wrong person's FC account? In the ether? Thankfully, Vanguard set up a three-way call, and within 24 hours, Fidelity Charitable's website posted the donation -- without explanation.

  Post: Giving Made Easy

  Link to comment from January 27, 2023

• I, too, am a fan of the Swedroe and Grogan book and have recommended it to others.

  Post: Two Decades to Yes

  Link to comment from July 25, 2022

• Another thing on HSAs: If you leave your employer's plan midyear and switch to coverage that is not a high-deductible health plan, and thus you are no longer eligible for an HSA, your maximum contribution for that year is pro-rated. That is, if you work six months under the HDHP, your HSA maximum is half the normal max. Work 3 months, and it's one-quarter. Etc. So don't unknowingly overfill it.

  Post: On Your Way Out

  Link to comment from September 23, 2021