We have one credit card. The 2% cash back card from Fidelity. Each month the cash back is routed directly to my self-managed brokerage account. All of our purchases run through this card. We live pretty simply, but it's still a nice addition at the end of the year. We pay the card off every month and live on a budget so we don't overspend. If you're going to use the card, you have to have a budget and stick to it. We all know how easy it is to overspend when you just swipe and go.
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We have one credit card. The 2% cash back card from Fidelity. Each month the cash back is routed directly to my self-managed brokerage account. All of our purchases run through this card. We live pretty simply, but it's still a nice addition at the end of the year. We pay the card off every month and live on a budget so we don't overspend. If you're going to use the card, you have to have a budget and stick to it. We all know how easy it is to overspend when you just swipe and go.
Post: What is your credit card rewards strategy?
Link to comment from September 13, 2025