Thank you so much for posting this information! About 2 yrs ago my husband and I tried to add a TOD to our joint Vanguard money market brokerage account to make things easier for our sons after the last one of us passes and Vanguard wouldn’t allow it. I was so frustrated that I considered pulling all our accounts out of Vanguard. It was the only financial institution that we were dealing with that wouldn’t allow it. At the time we ended up opening separate taxable brokerage accounts and dividing up the funds so we could add the beneficiaries. It was quite a pain. Now that I know that they will accept a TOD we’re going to add it to our joint account, move the funds back and close the two unnecessary single accounts! I always learn something reading Humble Dollar. Thank you to all the contributors!
Sometimes the best financial decisions are the ones that let you sleep better at night not the ones financial advisors tell you are the best.
Thank you for the sacrifices you and your family have made for our country.
As someone who sold a property about an hour north of San Antonio last June I have a suggestion. If you are considering staying in the San Antonio area after retiring start looking at property now. That area and the area between there and Austin has been and still is growing like crazy.
Best of luck to you and thank you for your service.
Comments
Thank you so much for posting this information! About 2 yrs ago my husband and I tried to add a TOD to our joint Vanguard money market brokerage account to make things easier for our sons after the last one of us passes and Vanguard wouldn’t allow it. I was so frustrated that I considered pulling all our accounts out of Vanguard. It was the only financial institution that we were dealing with that wouldn’t allow it. At the time we ended up opening separate taxable brokerage accounts and dividing up the funds so we could add the beneficiaries. It was quite a pain. Now that I know that they will accept a TOD we’re going to add it to our joint account, move the funds back and close the two unnecessary single accounts! I always learn something reading Humble Dollar. Thank you to all the contributors!
Post: Vanguard’s Transfer on Death Plan Kit
Link to comment from March 7, 2026
Sometimes the best financial decisions are the ones that let you sleep better at night not the ones financial advisors tell you are the best. Thank you for the sacrifices you and your family have made for our country. As someone who sold a property about an hour north of San Antonio last June I have a suggestion. If you are considering staying in the San Antonio area after retiring start looking at property now. That area and the area between there and Austin has been and still is growing like crazy. Best of luck to you and thank you for your service.
Post: A Moving Predicament
Link to comment from May 10, 2023