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Comments

• Dan, do I remember correctly that you're from Toledo, Ohio? If so that is interesting because we may have crossed paths on our routes as I am a retired Hostess Cake salesman from Toledo

  Post: Drinking on the Job

  Link to comment from October 18, 2025

• To your last paragraphs point 👍👍👍I wish I could give it more than ones thumbs up !!!

  Post: Thinking long term – with all this noise?

  Link to comment from October 16, 2025

• I'm in a similar but mini version of what 24/7 retirement will look like I retired (again) on 12/31/24 but I "work" part time for our Parks Department. I get to pick how many hours and what days I want to work each week so it doesn't feel like work because I don't have to go if I don't want to. Starting mid November the Parks close and I'll be off until April. I'll see what will fill my days for four months. I don't really have a plan because every day seems to fill itself. I do know that every day God gives me appreciated , has a reason, and a purpose

  Post: Retirement blues

  Link to comment from October 14, 2025

• I agree completely. In my thirty years of investing for retirement and dozens of ups and downs/bubbles the lesson I've learned is not to try to time the market. I am not smart enough to know the future, but I do know that every time it goes down it goes back up. I admit though that I also have more financial peace in retirement due to the fact that I have over 100% income replacement

  Post: Make My Day Punk, Harvest the Bubble.

  Link to comment from October 14, 2025

• I'm not a market timer so I'm all in all of the time

  Post: Told Ya So Big Dummy

  Link to comment from September 28, 2025

• We understand everyone's situation is different. We knew we had two SS incomes and one full pension and two what I call half pensions coming. For those reasons we kept it simple by taking SS at fra . We didn't and some need it so we invest it monthly and use the leftover income to build our cash accounts

  Post: Achieving and maintaining all the retirement income you need for a chosen lifestyle with limited worry. 

  Link to comment from September 25, 2025

• If I know the future of the stock market I would also adjust my balance every time it seemed like ships are going to turn into "the big one". But I don't, so I won't. I'm not a market timer. I'm diversified so I'm comfortable with the markets. The one thing I do know is the market goes up and the market does down

  Post: Not Staying the Course

  Link to comment from September 19, 2025

• Similar here. We follow my grandpa's advice. When we buy a car we pay cash. And when we get that car we start saving a monthly amount equivalent to a car payment into a high interest online savings account. It current account is $54k

  Post: How I Failed My Way to Financial Freedom

  Link to comment from September 10, 2025

• Do you or any HD readers know where I can find a retirement calculator that takes into account current portfolio, SS accounts, and income from pensions

  Post: How Much to Save to Retire?

  Link to comment from September 8, 2025

• What I find somewhat difficult is to find a retirement calculator that includes income from SS accounts, pensions, portfolio and then value them accordingly. I did find one (that I can't find now) that did take these incomes, increases, and estimated longevity into account. I remember it valued our total portfolio and fire earnings total at 2.3 million.

  Post: How Much to Save to Retire?

  Link to comment from September 8, 2025