L H

Comments

• For years/decades I've felt my portfolio was exactly where I wanted it to be.... Until it wasn't. Now I consider tweaking it once a year, and I usually do

  Post: Optimizer or Satisficer?

  Link to comment from October 28, 2025

• Thanks, B. Is that because the significantly larger Roths growth would be more significant than paying the current tax level being negative

  Post: The Paradox of Smart Money Decisions

  Link to comment from October 26, 2025

• Point # 7 has made me question what I'm doing. I'd like some HD input. I'm using earned income from a part time seasonal job to fund a Roth IRA. Should I be doing that or converting a larger sum of my traditional IRA to a Roth IRA and using that income to pay additional taxes on the conversion

  Post: The Paradox of Smart Money Decisions

  Link to comment from October 25, 2025

• I've always had concerns like these. That is why I'm a commenter and not an author

  Post: Short Form Writing 101

  Link to comment from October 24, 2025

• Is that style guide still available and if so where?

  Post: Short Form Writing 101

  Link to comment from October 24, 2025

• Welcome to HD and Retirement! My wife and I are fairly new at retirement. She retired a year earlier than I to give her time to adjust to her "new" schedule I have acclimated pretty well, she has not.

  Post: Introduction

  Link to comment from October 22, 2025

• "does giving stay at a consistent level after retirement" I'm not exactly sure what is meant by a consistent level,10% is 10% of whatever God is blessing us with at the time. But we also know that God does not need our money, tithing allows us to know and trust that he is it provider. Most people cannot fathom how we get by or how we give as much as we do. We have never missed or needed the monies we give to our local church and the above the 10% that we donate to four other ministries and non profits

  Post: Tithing is a mistake … for some people. 

  Link to comment from October 22, 2025

• Dan, do I remember correctly that you're from Toledo, Ohio? If so that is interesting because we may have crossed paths on our routes as I am a retired Hostess Cake salesman from Toledo

  Post: Drinking on the Job

  Link to comment from October 18, 2025

• To your last paragraphs point 👍👍👍I wish I could give it more than ones thumbs up !!!

  Post: Thinking long term – with all this noise?

  Link to comment from October 16, 2025

• I'm in a similar but mini version of what 24/7 retirement will look like I retired (again) on 12/31/24 but I "work" part time for our Parks Department. I get to pick how many hours and what days I want to work each week so it doesn't feel like work because I don't have to go if I don't want to. Starting mid November the Parks close and I'll be off until April. I'll see what will fill my days for four months. I don't really have a plan because every day seems to fill itself. I do know that every day God gives me appreciated , has a reason, and a purpose

  Post: Retirement blues

  Link to comment from October 14, 2025