My wife is a personal trainer. People sign up and pay a nice sum of $ to be instructed and counseled on proper exercise techniques and dietary guidelines to help them become a better version of themselves. But I must say that I get quite a kick out of listening to their many excuses for missing their scheduled workouts. Almost like the "dog ate my homework" stuff that you hear from middle schoolers.The leading a horse to water analogy is oh so true. I really believe that desire has to come from deep within..
Recently at the oral surgeon's office to be evaluated for an implant. My dental insurance will pick up a piece but i will be left with a 4 figure copay. Sign at the window says they charge a 3% fee for credit cards. Even with a 2% rebate I lose. They will get a check.
I have brought this up previously RE "equal treatment". The story of my cousins, one who literally flew his own jet and the other who was a plumber. When my uncle passed (he was a middle class guy) I often wondered if he really felt it necessary to give the ultra wealthy guy an "equal share". My two kids are both solidly middle class at this point, but if I see that kind of disparity between them at the end of my life I may be having a conversation with the wealthy one ...
My wife the personal trainer has a little sign on our frig - You go to the gym to get in shape. You lose weight in the kitchen. I have been known to refer to her as the "food Nazi" but she keeps me in line! Takes a lot of hard work but my blue jeans are 32's - the same size I wore in high school 55 years ago.
Comments
As a federal retiree who was effected by the WEP for years I can wholeheartedly agree -- Do not expect correct answers from the SSA about any of this.
Post: Social Security Spousal Benefits
Link to comment from March 29, 2026
My wife is a personal trainer. People sign up and pay a nice sum of $ to be instructed and counseled on proper exercise techniques and dietary guidelines to help them become a better version of themselves. But I must say that I get quite a kick out of listening to their many excuses for missing their scheduled workouts. Almost like the "dog ate my homework" stuff that you hear from middle schoolers.The leading a horse to water analogy is oh so true. I really believe that desire has to come from deep within..
Post: Frugal Fitness
Link to comment from March 14, 2026
Recently at the oral surgeon's office to be evaluated for an implant. My dental insurance will pick up a piece but i will be left with a 4 figure copay. Sign at the window says they charge a 3% fee for credit cards. Even with a 2% rebate I lose. They will get a check.
Post: Loose Change
Link to comment from March 3, 2026
Suggest you read the above Note it is worldwide and they are not fatalities but strikes.
Post: If you have done well, be proud.
Link to comment from February 19, 2026
My favorite retort to the "The harder I work the luckier I get" folks ... Every year a quarter of a million people are struck by lightning .
Post: If you have done well, be proud.
Link to comment from February 17, 2026
Some wise man said "Just because you can buy something doesn't mean you can afford it"
Post: What does ”means” mean?
Link to comment from February 14, 2026
Probably mid 20's when he bought his house and settled down. He has already promised to "pay it forward" with my granddaughters
Post: House Move and the Upcoming Hassle Factor
Link to comment from February 12, 2026
It is one of my greatest joys ... When my 35 y o son goes out of his way to thank me for schooling him on the time value of $
Post: House Move and the Upcoming Hassle Factor
Link to comment from February 12, 2026
I have brought this up previously RE "equal treatment". The story of my cousins, one who literally flew his own jet and the other who was a plumber. When my uncle passed (he was a middle class guy) I often wondered if he really felt it necessary to give the ultra wealthy guy an "equal share". My two kids are both solidly middle class at this point, but if I see that kind of disparity between them at the end of my life I may be having a conversation with the wealthy one ...
Post: Helping Adult Children
Link to comment from February 9, 2026
My wife the personal trainer has a little sign on our frig - You go to the gym to get in shape. You lose weight in the kitchen. I have been known to refer to her as the "food Nazi" but she keeps me in line! Takes a lot of hard work but my blue jeans are 32's - the same size I wore in high school 55 years ago.
Post: DIET, Did I Eat That
Link to comment from January 17, 2026