AUTHOR: Dan Wick on 6/22/2024 FIRST: tshort on 6/22/2024 | RECENT: Tom Matera on 6/22/2024
Comments
Medicare and MA work fine, some people will not be happy until the government controls every part of our lives. The fact that you are positive about Medicare for all is enough to make me negative about it. This blog is slowly becoming Quinn's and his followers. I am not one of them.
Some will do so, usually the single advisor firms who are trying to increase customer count. I had one talk to our retirement club here and he advised that he will handle non-investing subjects for a flat fee.
The answer in retirement is usually based on changes to both income and expenses to make withdrawals for the long term. This post seems to only look at one side of the equation, much like some politicians. I would like to hear how our esteemed writer would balance income and expenses to shore up the country's financial future.
This post reminds me of the steps we took in our second relationship as we are both widowers. You came up with a comprehensive list that would be of value to anyone entering a relationship after losing their lifetime mate.
I'm not a fan of long bonds due to my time horizon. I have been in intermediate bonds for the last 20 years including 2022. I am
less than 3 years from RMDs so I may begin to shorten the duration of my bonds to short term to match my need for the funds. Long term bonds may be in favor, until they aren't again. Timing that is difficult.
Short term bond dividends are likely unqualified and taxed at your ordinary income rates. Let me know if you've found a short term bond fund with qualified dividends.
Seems like regular bashing of MA plans by those that are paying for supplements. MA plans are very much like the plans you had when you worked and thought it was golden. No deductible and low Out of Pocket maximums are easily obtained with MA plans. You may be limited to the
same Dr's you had when you worked, although PPO plans are available
to be able to see any doctor without referrals. I think Medigap supplements are great choices for many people, but MA plans can also be good choices
depending on your feelings about managed care. DW is on plan N supplement and I am on an MA PPO plan. We both like our choices.
"vicissitudes"! Is this the only descriptive plural noun you could find. I wonder how many had to look it up to get an idea of what you meant, including me. I must be too simple for this author.
Comments
Medicare and MA work fine, some people will not be happy until the government controls every part of our lives. The fact that you are positive about Medicare for all is enough to make me negative about it. This blog is slowly becoming Quinn's and his followers. I am not one of them.
Post: I have a challenge for you. It’s one of the most significant financial and controversial issues facing the U.S.
Link to comment from July 15, 2025
Some will do so, usually the single advisor firms who are trying to increase customer count. I had one talk to our retirement club here and he advised that he will handle non-investing subjects for a flat fee.
Post: The High Cost of Financial Advice: A Tale of Two Portfolios
Link to comment from July 9, 2025
The answer in retirement is usually based on changes to both income and expenses to make withdrawals for the long term. This post seems to only look at one side of the equation, much like some politicians. I would like to hear how our esteemed writer would balance income and expenses to shore up the country's financial future.
Post: Quinn rants about taxes-but maybe not what you think.
Link to comment from July 9, 2025
A change in the marginal rate can have an adverse effect on the effective rate. For this reason many people pay attention to the marginal rate first.
Post: Which really matters? Marginal or effective tax rate? Just show me how much I get to keep says Quinn.
Link to comment from July 6, 2025
This post reminds me of the steps we took in our second relationship as we are both widowers. You came up with a comprehensive list that would be of value to anyone entering a relationship after losing their lifetime mate.
Post: After Loss, Love Again
Link to comment from July 6, 2025
Great common sense article. Common sense is more rare than anticipated. Steady wins the race in most cases, so go with the odds for success.
Post: Room to Maneuver
Link to comment from July 5, 2025
I'm not a fan of long bonds due to my time horizon. I have been in intermediate bonds for the last 20 years including 2022. I am less than 3 years from RMDs so I may begin to shorten the duration of my bonds to short term to match my need for the funds. Long term bonds may be in favor, until they aren't again. Timing that is difficult.
Post: Is now the time to go long in bonds?
Link to comment from July 4, 2025
Short term bond dividends are likely unqualified and taxed at your ordinary income rates. Let me know if you've found a short term bond fund with qualified dividends.
Post: Dividend Days
Link to comment from June 29, 2025
Seems like regular bashing of MA plans by those that are paying for supplements. MA plans are very much like the plans you had when you worked and thought it was golden. No deductible and low Out of Pocket maximums are easily obtained with MA plans. You may be limited to the same Dr's you had when you worked, although PPO plans are available to be able to see any doctor without referrals. I think Medigap supplements are great choices for many people, but MA plans can also be good choices depending on your feelings about managed care. DW is on plan N supplement and I am on an MA PPO plan. We both like our choices.
Post: Medicare Advantage with No Premiums vs Traditional Medicare with a Plan G Supplement
Link to comment from June 15, 2025
"vicissitudes"! Is this the only descriptive plural noun you could find. I wonder how many had to look it up to get an idea of what you meant, including me. I must be too simple for this author.
Post: Going too far with FIRE: The downside of being in the financial advice business – RDQ
Link to comment from June 1, 2025