I imaging that if we asked your wife Elaine she would tell us that you are not perfect. I am also convinced that she and so many others would say you are a good person. That is special I especially appreciate your last comment because it is another example of what you do well, that is be the "adult in the room" when we as a communiity lose perspective. My prayer for you is that the remainder of your days are peaceful, that you let go of worries, and bath in the warmth of the love of your family and we your community.. Hold on tight. It has been and will be a hell of a ride.
Jonathan, As we all face up to our mortality and transition or passing you are a prime example of how to do it with grace and thoughtfulness. I have alway thought that each one of us will die just as we live, personality revisions and conversions are rare. As most of comments suggest when you depart from our presence you will leave behind a large host of people who will remember you with gratitude for having known you.
The discussion of SWR is confusing to me because the role and impact of the required minimum distribution is rarely noted as a problem or one of the factors that must be considered. Could someone explain why it might not be relevant?. What if the RMDD exceeds what you would need or want to withdraw? (It occurred to me that if I were a disciplined planner I could bank in a taxable account funds from the RMD.). What might be the effect on the sustainability of the portfolio if the market has a long sustained period of loss or very low returns. Would not high withdrawal rates required by RMD early on threaten one's ability to withdraw what is needed to live on in long term down markets? Would that not be a problem? .
To all the great ideas already posted I would add: Envy and and comparing ourselves to other are losing games. Comparing one's abilities, appearance, possessions and successes to others seems to be part of the human condition... but we only seem to compare ourselves to those we think are better off.(Psychologists call this upward comparisons..) Instead of envy, be joyful and take delight in the accomplishments of others and appreciate what you have and have done. that way you can't lose.
Comments
I imaging that if we asked your wife Elaine she would tell us that you are not perfect. I am also convinced that she and so many others would say you are a good person. That is special I especially appreciate your last comment because it is another example of what you do well, that is be the "adult in the room" when we as a communiity lose perspective. My prayer for you is that the remainder of your days are peaceful, that you let go of worries, and bath in the warmth of the love of your family and we your community.. Hold on tight. It has been and will be a hell of a ride.
Post: Health Update
Link to comment from September 10, 2025
Jonathan, As we all face up to our mortality and transition or passing you are a prime example of how to do it with grace and thoughtfulness. I have alway thought that each one of us will die just as we live, personality revisions and conversions are rare. As most of comments suggest when you depart from our presence you will leave behind a large host of people who will remember you with gratitude for having known you.
Post: Health Update
Link to comment from September 10, 2025
The discussion of SWR is confusing to me because the role and impact of the required minimum distribution is rarely noted as a problem or one of the factors that must be considered. Could someone explain why it might not be relevant?. What if the RMDD exceeds what you would need or want to withdraw? (It occurred to me that if I were a disciplined planner I could bank in a taxable account funds from the RMD.). What might be the effect on the sustainability of the portfolio if the market has a long sustained period of loss or very low returns. Would not high withdrawal rates required by RMD early on threaten one's ability to withdraw what is needed to live on in long term down markets? Would that not be a problem? .
Post: Is 4.7% the New 4% Safe Withdrawal Rate
Link to comment from August 26, 2025
To all the great ideas already posted I would add: Envy and and comparing ourselves to other are losing games. Comparing one's abilities, appearance, possessions and successes to others seems to be part of the human condition... but we only seem to compare ourselves to those we think are better off.(Psychologists call this upward comparisons..) Instead of envy, be joyful and take delight in the accomplishments of others and appreciate what you have and have done. that way you can't lose.
Post: Help Wanted
Link to comment from March 29, 2025