Quan:
I love to read your posts, you definitely "have a way with words" and a wonderful ability to express your thoughts and feelings, so please keep contributing!
Dave
You hit the nail in the head by using the word "addiction!" :-)
My thirst-quenching addiction is a refillable water bottle, which I refill with from the filtered cold water dispenser on my refrigerator! I carry the water bottle with me everywhere I go so I am never thirsty and always stay properly hydrated. The only downside to my carrying the bottle with me everywhere I go is the never-ending teasing I have to endure from my wife about my needing to have my "Ba-Ba" with me at all times! Ah, but it's still worth it!
I hope it takes the "investment character" out of the picture, and treats them as "exchangeable dollars" just like physical U.S. dollar bill currency, and I think should be allowed to earn interest just like dollars deposited into bank accounts do today.
I think the idea of a formal U.S. Government implementation of stablecoins is a GREAT idea!
I echo Parkslope: My wife and I have been enrolled in the publicly-available Orange County, CA Kaiser Permanente Senior Advantage Plan (Medicare Advantage) and it is truly WONDERFUL!
I feel very lucky indeed that this wonderful plan, offered by a wonderful non-profit company, is available to us. I think this company and plan could be THE model for a "Medicare for all" (universal health care) plan for America!
Geeze, it sounds to me that they would like (love) to see you. I am 80 and MY parents have been gone for 26 (dad) and 16 (mom) years now, and I would LOVE to see them again. We (my wife and I) always had a loving relationship with our parents, though, and I'm sure reunions would be more difficult for people who don't have good relationships. My advice to you: go and see them before it's too late.
FYI: Here are the links to the "Tax Tables" spreadsheet [in .ods / .xlsx / .pdf / Google Sheets formats) that my Financial Workbook Yearly Financial spreadsheets access to calculate my Federal and CA State income taxes. Note that the formulas (that each Yearly Financial Spreadsheet uses to reference its proper pair of Federal & State tables: Fed-MFJ/State-MFJ or Fed-S/State-S) are shown as comments under their respective tables. Note that the formulas shown are in Open Office 4.1.15 Spreadsheet format, and the corresponding MS Excel formulas will have a slightly different format (possibly as simple as replacing all ";" with ",").I believe that The Federal Tax information shown is accurate for the 2025 tax year (including a few pieces of data that are specific to the new Federal Tax Law that was just passed), and the CA State Tax information shown is accurate for the 2024 Tax year.Here are the links to the publicly accessible files: https://drive.google.com/file/d/1563pQ83bLhSiF2rQmA-xij76za2bqSwi/view?usp=drive_link https://docs.google.com/spreadsheets/d/1SYuGXpRyiKvmuwO91BNIFl1nbn9TicmE-zxKFNYEVPY/edit?usp=drive_link https://drive.google.com/file/d/1opNkpA16sTMkLONQH3WdQeoNGeML30vG/view?usp=drive_link https://docs.google.com/spreadsheets/d/1A0-kL2uz-BGHXWQLG-k5VaB6ZPZcSwwG/edit?usp=drive_link&ouid=106120381258351185880&rtpof=true&sd=true Feel free to use the files as you deem fit.
Comments
My ChatGPT response to that exact same question was: "Plan to take a long walk on a short pier!" :-)
Post: How to minimize the caregiving burden on our adult children when we need help?
Link to comment from August 9, 2025
Quan: I love to read your posts, you definitely "have a way with words" and a wonderful ability to express your thoughts and feelings, so please keep contributing! Dave
Post: Reacting to the Tariffs
Link to comment from August 9, 2025
You hit the nail in the head by using the word "addiction!" :-) My thirst-quenching addiction is a refillable water bottle, which I refill with from the filtered cold water dispenser on my refrigerator! I carry the water bottle with me everywhere I go so I am never thirsty and always stay properly hydrated. The only downside to my carrying the bottle with me everywhere I go is the never-ending teasing I have to endure from my wife about my needing to have my "Ba-Ba" with me at all times! Ah, but it's still worth it!
Post: Reacting to the Tariffs
Link to comment from August 9, 2025
Stablecoins would be easily transferable electronically, the same as dollar bills are easily transferable in person.
Post: Smart Move?
Link to comment from August 9, 2025
I hope it takes the "investment character" out of the picture, and treats them as "exchangeable dollars" just like physical U.S. dollar bill currency, and I think should be allowed to earn interest just like dollars deposited into bank accounts do today. I think the idea of a formal U.S. Government implementation of stablecoins is a GREAT idea!
Post: Smart Move?
Link to comment from August 9, 2025
We've been enrolled for 11 & 15 years, respectively.
Post: 100% Base Pay Replacement: What Does It Mean?
Link to comment from July 26, 2025
I echo Parkslope: My wife and I have been enrolled in the publicly-available Orange County, CA Kaiser Permanente Senior Advantage Plan (Medicare Advantage) and it is truly WONDERFUL! I feel very lucky indeed that this wonderful plan, offered by a wonderful non-profit company, is available to us. I think this company and plan could be THE model for a "Medicare for all" (universal health care) plan for America!
Post: 100% Base Pay Replacement: What Does It Mean?
Link to comment from July 26, 2025
....and unconditional love. Both are possible if you just make up your mind to do them.
Post: The Ties That Bind
Link to comment from July 26, 2025
Geeze, it sounds to me that they would like (love) to see you. I am 80 and MY parents have been gone for 26 (dad) and 16 (mom) years now, and I would LOVE to see them again. We (my wife and I) always had a loving relationship with our parents, though, and I'm sure reunions would be more difficult for people who don't have good relationships. My advice to you: go and see them before it's too late.
Post: The Ties That Bind
Link to comment from July 26, 2025
FYI: Here are the links to the "Tax Tables" spreadsheet [in .ods / .xlsx / .pdf / Google Sheets formats) that my Financial Workbook Yearly Financial spreadsheets access to calculate my Federal and CA State income taxes. Note that the formulas (that each Yearly Financial Spreadsheet uses to reference its proper pair of Federal & State tables: Fed-MFJ/State-MFJ or Fed-S/State-S) are shown as comments under their respective tables. Note that the formulas shown are in Open Office 4.1.15 Spreadsheet format, and the corresponding MS Excel formulas will have a slightly different format (possibly as simple as replacing all ";" with ","). I believe that The Federal Tax information shown is accurate for the 2025 tax year (including a few pieces of data that are specific to the new Federal Tax Law that was just passed), and the CA State Tax information shown is accurate for the 2024 Tax year. Here are the links to the publicly accessible files: https://drive.google.com/file/d/1563pQ83bLhSiF2rQmA-xij76za2bqSwi/view?usp=drive_link https://docs.google.com/spreadsheets/d/1SYuGXpRyiKvmuwO91BNIFl1nbn9TicmE-zxKFNYEVPY/edit?usp=drive_link https://drive.google.com/file/d/1opNkpA16sTMkLONQH3WdQeoNGeML30vG/view?usp=drive_link https://docs.google.com/spreadsheets/d/1A0-kL2uz-BGHXWQLG-k5VaB6ZPZcSwwG/edit?usp=drive_link&ouid=106120381258351185880&rtpof=true&sd=true Feel free to use the files as you deem fit.
Post: New Bonus Senior Deduction Impact
Link to comment from July 20, 2025