I'm always curious: Does your $5k a month cover things like car/roof replacements and the like? Or just your regular expenses such as minimum lifestyle plus some planned expenditures such as going out/vacations, etc.? It seems to me that if you're not covering those occasional, big-ticket, items that keeping more fully liquid might be worth the tradeoffs.
In favor of standardizing a process, it looks like I took one on the chin this time. My new strategy is to buy 1/2 in April and 1/2 in May in the event that the fixed rate changes. At least the interest defers.
I was wondering if you bought the extra medigap and D premiums, what kind of out of pocket money could you still be liable for? Just the small deductible (and dental$$$$$$ and vision$)? I'm wondering if our HSA could potentially go unused?
Comments
I'm always curious: Does your $5k a month cover things like car/roof replacements and the like? Or just your regular expenses such as minimum lifestyle plus some planned expenditures such as going out/vacations, etc.? It seems to me that if you're not covering those occasional, big-ticket, items that keeping more fully liquid might be worth the tradeoffs.
Post: Seeking Shelter
Link to comment from June 7, 2024
In favor of standardizing a process, it looks like I took one on the chin this time. My new strategy is to buy 1/2 in April and 1/2 in May in the event that the fixed rate changes. At least the interest defers.
Post: Savings Bonds
Link to comment from May 2, 2024
Steve, you're one of the best. Someone I'd love to Zoom/FaceTime with!
Post: Money in the Middle
Link to comment from March 18, 2024
I was wondering if you bought the extra medigap and D premiums, what kind of out of pocket money could you still be liable for? Just the small deductible (and dental$$$$$$ and vision$)? I'm wondering if our HSA could potentially go unused?
Post: Smaller Than It Looks
Link to comment from February 27, 2024