I agree. I use them myself, even though no one has, to my knowledge, tried to file as me. The IRS may have already provided the scammed person an IPPIN. I do VITA work too. My understanding is that the IRS rejects returns where the direct deposit account is not in the name of the taxpayer.
I seem to recall that Jonathan also said that if the market dips a lot, say 20%, that is the time to buy. I rebalance quarterly (or check to see if I should). The one time I chose to rebalance early was when the market tanked in the early days of COVID. I got lucky and bought bought more Vanguard Total Stock Fund on the second lowest day of that downturn. Your mileage may vary. Jonathan probably went heavy on stocks then rather than just rebalancing.
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I agree. I use them myself, even though no one has, to my knowledge, tried to file as me. The IRS may have already provided the scammed person an IPPIN. I do VITA work too. My understanding is that the IRS rejects returns where the direct deposit account is not in the name of the taxpayer.
Post: Debriefing
Link to comment from April 25, 2026
I seem to recall that Jonathan also said that if the market dips a lot, say 20%, that is the time to buy. I rebalance quarterly (or check to see if I should). The one time I chose to rebalance early was when the market tanked in the early days of COVID. I got lucky and bought bought more Vanguard Total Stock Fund on the second lowest day of that downturn. Your mileage may vary. Jonathan probably went heavy on stocks then rather than just rebalancing.
Post: Resist the Urge to Act
Link to comment from April 12, 2026