This article sort of reminded me of myself. About 15 years ago, I took up a long-time interest in antique clocks - collecting and restoring. This has led me to meeting people with various backgrounds. Many of my mentors are 10-20 years older than me, so they have much wisdom to share from their professional careers. Being social is good!
"...hiring a qualified professional to provide unemotional retirement planning." There is a financial planning firm I know of that requires all of its employees in the firm to have their own planner, including the owner. I thought this article by NAPA (National Association of Plan Advisors) provides interesting reasons why some use, or don't use, a planner. https://www.napa-net.org/news/2021/3/why-consumers-useand-dont-usefinancial-advisors/ I've never used a planner, but in the area I live now, people tell me they have a financial planner.
You have a very valid and strong point. I have never ever seen anything you have written that would deserve down votes. You also, kindly respond to anyone who makes a comment to you. It is disappointing when someone writes an article and their is feedback, but the OP doesn't respond back. That doesn't make good dialect and brings down the effort of expressing a thought to share. I suggested to Jonathan several years ago to either remove the down votes, or show who is making them. He preferred to keep it as is. One of my brokerages did away with down voting on their forum, it also exposed who did it. They made a change to where you can only 'like' a comment and shows who did it. Down votes are a distraction and mostly not deserved. After a while you can almost get the feel for who is making them, unless they are a silent lurker. I would encourage anyone to find a tactful way to respond. I'm not the sharpest bowling ball, but I refrain from insulting anyone and I make attempts to reverse down votes when I see them. Unfortunately, time doesn't let me read all comments. I hope your article makes an impact on HD.
I see another story within this story..."three other young women have adopted me as their surrogate dad." These young women admire and respect you and Suzie for direction and $upport. You have known for a very long time the need to have budgets, albeit not four wedding$ in one year. I see your extended family growing in the near future. Yes bartender, I'll have another! I have a good friend with three daughters. He is now retired and his wife remains in the work force. For years he had to have a side business so that he could pay budget for their college, vehicles, weddings and down payments on their first homes, plus provide financial support for one son-in-law's advanced education. Now that grandchildren are in the picture...new budgets are created.
This article appeared in the recirculation; glad it did. I'm also on the distribution list from collabfund.com and enjoy their articles from Morgan Housel and others, such as Ted Lamade.
Nick, thanks for posting! I wasn't aware of this change. Since I didn't see a link referencing the USPS change, a search on the internet found several sources. One I found helpful is from snopes. https://www.snopes.com/news/2025/12/30/usps-postmark-rules/
I don't buy the lottery tickets, but my wife likes to buy them and has better luck with the scratch off tickets. Not long ago there was a large single winner that bought the winning ticket at the same machine my wife buys hers at. Too bad lightening doesn't strike twice at the same location.
Comments
This article sort of reminded me of myself. About 15 years ago, I took up a long-time interest in antique clocks - collecting and restoring. This has led me to meeting people with various backgrounds. Many of my mentors are 10-20 years older than me, so they have much wisdom to share from their professional careers. Being social is good!
Post: Being Social
Link to comment from January 27, 2026
Thanks Dan, that was a good story!
Post: Success, from another angle
Link to comment from January 25, 2026
You definitely provided a niche in tax preparation. How did being a beer truck driver prepare you to be a tax preparer?
Post: Success, from another angle
Link to comment from January 25, 2026
"...hiring a qualified professional to provide unemotional retirement planning." There is a financial planning firm I know of that requires all of its employees in the firm to have their own planner, including the owner. I thought this article by NAPA (National Association of Plan Advisors) provides interesting reasons why some use, or don't use, a planner. https://www.napa-net.org/news/2021/3/why-consumers-useand-dont-usefinancial-advisors/ I've never used a planner, but in the area I live now, people tell me they have a financial planner.
Post: Early Retirement
Link to comment from January 17, 2026
You have a very valid and strong point. I have never ever seen anything you have written that would deserve down votes. You also, kindly respond to anyone who makes a comment to you. It is disappointing when someone writes an article and their is feedback, but the OP doesn't respond back. That doesn't make good dialect and brings down the effort of expressing a thought to share. I suggested to Jonathan several years ago to either remove the down votes, or show who is making them. He preferred to keep it as is. One of my brokerages did away with down voting on their forum, it also exposed who did it. They made a change to where you can only 'like' a comment and shows who did it. Down votes are a distraction and mostly not deserved. After a while you can almost get the feel for who is making them, unless they are a silent lurker. I would encourage anyone to find a tactful way to respond. I'm not the sharpest bowling ball, but I refrain from insulting anyone and I make attempts to reverse down votes when I see them. Unfortunately, time doesn't let me read all comments. I hope your article makes an impact on HD.
Post: The “Mean Girls”/Junior High Bullies at HumbleDollar
Link to comment from January 9, 2026
I see another story within this story..."three other young women have adopted me as their surrogate dad." These young women admire and respect you and Suzie for direction and $upport. You have known for a very long time the need to have budgets, albeit not four wedding$ in one year. I see your extended family growing in the near future. Yes bartender, I'll have another! I have a good friend with three daughters. He is now retired and his wife remains in the work force. For years he had to have a side business so that he could
paybudget for their college, vehicles, weddings and down payments on their first homes, plus provide financial support for one son-in-law's advanced education. Now that grandchildren are in the picture...new budgets are created.Post: Four Weddings and a Wake-Up Call
Link to comment from January 9, 2026
This article appeared in the recirculation; glad it did. I'm also on the distribution list from collabfund.com and enjoy their articles from Morgan Housel and others, such as Ted Lamade.
Post: Trust – The reason I read HumbleDollar
Link to comment from January 3, 2026
Nick, thanks for posting! I wasn't aware of this change. Since I didn't see a link referencing the USPS change, a search on the internet found several sources. One I found helpful is from snopes. https://www.snopes.com/news/2025/12/30/usps-postmark-rules/
Post: The future of mail and how it affects finances
Link to comment from January 3, 2026
Thanks for the article, Bogdan! I'm always hungry for tax strategies. Responses from readers is always helpful too.
Post: Capital Gains Planning
Link to comment from January 3, 2026
I don't buy the lottery tickets, but my wife likes to buy them and has better luck with the scratch off tickets. Not long ago there was a large single winner that bought the winning ticket at the same machine my wife buys hers at. Too bad lightening doesn't strike twice at the same location.
Post: The House Always Wins
Link to comment from December 27, 2025