Outside of my current work SIMPLE-IRA, I have had all of my retirement savings at Vanguard for close to 30 years, attracted by the low costs. For the past several years, I’ve paid the 0.30% fee for a personal advisor, who has always provided excellent service to us. As I approach retirement (4 more years unless the job ends prematurely), I like having access to wholistic financial advice. I also rest easy knowing that my advisor is there for my wife if something were to happen to me.
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Outside of my current work SIMPLE-IRA, I have had all of my retirement savings at Vanguard for close to 30 years, attracted by the low costs. For the past several years, I’ve paid the 0.30% fee for a personal advisor, who has always provided excellent service to us. As I approach retirement (4 more years unless the job ends prematurely), I like having access to wholistic financial advice. I also rest easy knowing that my advisor is there for my wife if something were to happen to me.
Post: Schwab or Vanguard?
Link to comment from January 17, 2026