Perhaps the most familiar razor, a philosophical rule of thumb that helps simplify thinking, is Occam's Razor. It can be paraphrased as "The simplest explanation is most often correct." Hanlon’s Razor might be useful in this discussion.
"Never attribute to malice that which is adequately explained by incompetence or stupidity." It can be paraphrased as "It isn't personal!"
I have found that Clever RX is almost always less than Good RX - at least for the drugs my wife and I use. I have had to educate the pharmacies to use it since it is not as well known.
I used to think that I could at least mail letters with uncanceled stamps from the collection my dad and I had. However, you need multiple older lower denomination stamps to get to the current mailing price. All those old stamps on one envelope are invitations for postal workers to add to their own collection. I tried twice to send cards but neither one got through. So I learned that that rationalization wasn't valid.
It is possible to negotiate the price of owner's title insurance. A year ago I sold a house for $375,000. The proposed policy was quoted at $2,170. I did a web search and found a title insurance company that charged $825. I changed the buyer specified company to the one I found. The attorney wanted to use the title company he was used to. I told him that if they matched the price I didn't care which company was used. They did match the $825 price! Surprisingly, I was ok with saving $1,345. ;-)
Comments
Perhaps the most familiar razor, a philosophical rule of thumb that helps simplify thinking, is Occam's Razor. It can be paraphrased as "The simplest explanation is most often correct." Hanlon’s Razor might be useful in this discussion. "Never attribute to malice that which is adequately explained by incompetence or stupidity." It can be paraphrased as "It isn't personal!"
Post: Quality of Life
Link to comment from November 30, 2024
I have found that Clever RX is almost always less than Good RX - at least for the drugs my wife and I use. I have had to educate the pharmacies to use it since it is not as well known.
Post: D Is for Dilemma
Link to comment from June 14, 2023
I used to think that I could at least mail letters with uncanceled stamps from the collection my dad and I had. However, you need multiple older lower denomination stamps to get to the current mailing price. All those old stamps on one envelope are invitations for postal workers to add to their own collection. I tried twice to send cards but neither one got through. So I learned that that rationalization wasn't valid.
Post: Penniless at Last
Link to comment from July 20, 2022
It is possible to negotiate the price of owner's title insurance. A year ago I sold a house for $375,000. The proposed policy was quoted at $2,170. I did a web search and found a title insurance company that charged $825. I changed the buyer specified company to the one I found. The attorney wanted to use the title company he was used to. I told him that if they matched the price I didn't care which company was used. They did match the $825 price! Surprisingly, I was ok with saving $1,345. ;-)
Post: Homebuyer Beware
Link to comment from July 1, 2022