AUTHOR: billehart on 7/4/2024 FIRST: Jonathan Clements on 7/4/2024 | RECENT: Randy Dobkin on 7/10/2024
Comments
Thanks. How do you feel about actively managed bond funds Adam? Like so-called core-plus funds. They might overweight mortgage-backed securities, or they might have modest allocations to emerging markets and high yield bonds. Yes, they will get whacked in certain market conditions but have the potential to outperform significantly long term.
Very good points. Persuasive … and reassuring for those of us sticking it out. I have 32% of my stock portfolio overseas. But I tilt toward Japan and away from China. I’m just not convinced that the risks of China’s communist government are priced in.
Yes, I’m hearing from a lot of firms including Vanguard that risk/reward in the years ahead will be better with bonds. I touched on that in a post. But I’m still 68% or 69% stocks, down from 72% last year. Currently adding to Vanguard’s bond index fund in my 401k, and I may also trim some more stocks at year end, which is when I re-evaluate these things.
I’m definitely lucky to have done decently versus the indexes the past few years—but I have not really added value. So, yes, all my efforts have not really been worth it. Lol.
Comments
Thanks. How do you feel about actively managed bond funds Adam? Like so-called core-plus funds. They might overweight mortgage-backed securities, or they might have modest allocations to emerging markets and high yield bonds. Yes, they will get whacked in certain market conditions but have the potential to outperform significantly long term.
Post: Best Bond Funds for Your Portfolio: Treasurys, Corporates, and Municipals Explained
Link to comment from September 20, 2025
Thank you for the update and for everything you do and have done Jonathan. It's a privilege to have written for HumbleDollar. Bill
Post: Health Update
Link to comment from September 6, 2025
Such a worthy idea. I bought the Kindle right away!
Post: Do It for the Kids
Link to comment from May 10, 2025
So helpful as usual. My New Year’s Resolution: Pay much less attention to my portfolio. Check in, say, once a month.
Post: Sharing Lessons
Link to comment from December 14, 2024
Very good points. Persuasive … and reassuring for those of us sticking it out. I have 32% of my stock portfolio overseas. But I tilt toward Japan and away from China. I’m just not convinced that the risks of China’s communist government are priced in.
Post: Stuck at Home
Link to comment from November 23, 2024
Also, I’m struck by how much reaction this post has gotten already before 5 am. Wow.
Post: On the Clock
Link to comment from August 17, 2024
“Happiness is a choice.” Great advice, which I really need to take to heart. Thanks Jonathan.
Post: On the Clock
Link to comment from August 17, 2024
Yes, I’m hearing from a lot of firms including Vanguard that risk/reward in the years ahead will be better with bonds. I touched on that in a post. But I’m still 68% or 69% stocks, down from 72% last year. Currently adding to Vanguard’s bond index fund in my 401k, and I may also trim some more stocks at year end, which is when I re-evaluate these things.
Post: Foolish summer
Link to comment from August 14, 2024
I’m definitely lucky to have done decently versus the indexes the past few years—but I have not really added value. So, yes, all my efforts have not really been worth it. Lol.
Post: Foolish summer
Link to comment from August 14, 2024
You might not know the after inflation value, but if inflation comes in hot, wouldn’t you do worse in a fund? Maybe it depends on the holding period.
Post: Question of Interest
Link to comment from August 4, 2024