Just some information I got last year. Accountant had me set up a pin on IRS. You fill this in on either paper or online form. Once you set it up they will not process a submission without the pin. This will stop bad actors from claiming refunds against your account. You should also set a pin for your spouse to prevent false claim against them even if you have been filling joint return
I have been with Dimensional Funds since 2006. I used an advisor in Dallas in person and after retirement in 2008 and moving I switched to an on line advisor who was cheaper. Best decision I ever made. The Funds are invested using a very solid approach and they screen advisors to try to avoid lots of switching. I don't have them do anything other than rebalance yearly between my existing funds. My Dallas advisor did initial planning. I brother in law started using a Dimensional Fund advisor when he was unhappy with his Fidelity group. All have been conservative and never push any other product.
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Just some information I got last year. Accountant had me set up a pin on IRS. You fill this in on either paper or online form. Once you set it up they will not process a submission without the pin. This will stop bad actors from claiming refunds against your account. You should also set a pin for your spouse to prevent false claim against them even if you have been filling joint return
Post: 2025 Tax Return Time – Overview of Changes
Link to comment from February 10, 2026
I have been with Dimensional Funds since 2006. I used an advisor in Dallas in person and after retirement in 2008 and moving I switched to an on line advisor who was cheaper. Best decision I ever made. The Funds are invested using a very solid approach and they screen advisors to try to avoid lots of switching. I don't have them do anything other than rebalance yearly between my existing funds. My Dallas advisor did initial planning. I brother in law started using a Dimensional Fund advisor when he was unhappy with his Fidelity group. All have been conservative and never push any other product.
Post: Investing in Dimensional Funds
Link to comment from February 16, 2025