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Per the TreasuryDirect website –
https://www.treasurydirect.gov/savings-bonds/idme-one-month/
ID.me will replace your TreasuryDirect traditional login and will be required after October 28, 2026.
As was noted today on the Boglehead’s Forum if you have holdings directly with the US Treasury and decide to and are able to sell all such holdings before the login change over you would still need to be able to login in 2027 to get your 2026 tax documents like 1099-Int., etc.
If you currently have a Treasury Direct account it is my understanding that they are sending out email notifications that started today 8/15/2026.
Could this ID.me outrage and threatened exit of Treasury Direct (TD) be exactly what the government wants? Think about it. Get people upset, push people away – that’s fewer customers to support. Want a Tbill? Go get it at your brokerage. Don’t come to TD.
Eliminating paper savings bonds sure made it less desirable to gift one to a kid at a milestone life event. Look at the hassles of an electronic savings bond for a new $50 gift. That’s fewer customers for TD.
Maybe Treasury Direct is effectively saying they just want everyone to get their treasury securities at their brokerage, not at TD. And you ask, what about ibonds? Suppose TD says just buy TIPS, we’re getting rid of ibonds.
Many people think savings bonds are archaic and serve little purpose in a modern world. But I think they were a pretty good teacher to help develop a savings habit for a nation. Eliminating paper savings bonds killed a valuable tool in teaching people (young and old) to save which can lead to overall financial responsibility. Its too bad the government doesn’t see a role to make saving and conservative investing easily assessable to its citizens (young and old).
This is a welcome change for me. Last time I was able to get into my Treasury Direct account was April 2024. It’s been locked since then. I had a whopping $54.70 in there last time I checked, so calling them (the only option) to fix my account access wasn’t even worth the hassle.
I wonder if your money will eventually go to an unclaimed funds account? And if so, where as these are in states as far as I know.
Why is everyone afraid of an id.me account? I’ve had one for years. It’s easy to get assuming you provide correct info and it works.