Since almost none of the comments answer the author's question, I will try. I went on Medicare very recently and chose regular Medicare and a supplement/medigap policy. I checked with a large medical practice that is associated with a large hospital and asked, "Do you care which Medigap company I use?" The answer was a quick, decisive "No, they are all the same." Which is what the govt's CMS website also says. So I went with the cheapest premium, which in my area was Globe Life. I checked their premium history and saw they did not have large price increases in more than 10 years. I also read a lot recently about how financially dependent AARP has become on United Heathcare, so I was sceptical about trusting them on this subject. FWIW, I chose an N plan. The G plan seemed like overkill -- its main selling point is they cover "excess charges." But I asked a dozen different people already on Medicare and none of them ever experienced that. And the extra premium for G vs N was about $75 a month for me. Hope this helps a little
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Since almost none of the comments answer the author's question, I will try. I went on Medicare very recently and chose regular Medicare and a supplement/medigap policy. I checked with a large medical practice that is associated with a large hospital and asked, "Do you care which Medigap company I use?" The answer was a quick, decisive "No, they are all the same." Which is what the govt's CMS website also says. So I went with the cheapest premium, which in my area was Globe Life. I checked their premium history and saw they did not have large price increases in more than 10 years. I also read a lot recently about how financially dependent AARP has become on United Heathcare, so I was sceptical about trusting them on this subject. FWIW, I chose an N plan. The G plan seemed like overkill -- its main selling point is they cover "excess charges." But I asked a dozen different people already on Medicare and none of them ever experienced that. And the extra premium for G vs N was about $75 a month for me. Hope this helps a little
Post: Medigap pricing question
Link to comment from September 7, 2024