Thank you Adam for the list.
I watched the Damodaran's video. It has a very nice framework for a logical basis for valuation and the overall context. He has done a wonderful job of explaining this.
After reading the chart and the three lessons there in, it was interesting to read the disclaimer "Be sure to talk to your financial professional before making any changes to your financial plan." Personally, I think everyone has to look to one's own solution based on short/long term needs. For sure, if one looks at the S&P Shiller CAPE ratio, I think some caution is in order. And has been, for some time.
My understanding is the premium goes up for a supplement plan every year and that is based on age. Secondly, companies compete for market share, and their bottom line and set the premium but that is not based on an individual's recent medical history. Is that what you mean by experience?
Very timely article and thank you. Everybody can be drinking the cool aid but one has to adjust his portfolio, stock vs bond/cash, for these unusual valuations. I would prepare for an extended bear market, and a 30% drop, based on what I gather so far.
May be my imagination, but I see a pattern. If the S&P index moves positive over most of the day, I often see in the last half hour or so it dips a bit, kind of profit taking or day trading impact at the end of the day. I am a long term investor and it does not matter. I have no ETFs, only MFs. However, if one is invested in a SP500 mutual fund and also in its ETF, can one use that pattern as a guide to execute an ETF trade?
Thanks for your comments! Looked at your travel blog. Wow! It took me a while to scroll to the bottom of the blog without even reading. You been traveling! I was at RDU last week. My daughter lives in Raleigh. I like travel too. The foliage was good in Asheville, but much much better in the Smokies and Gatlinburg.
I will be taking my first RMD next year. May be you commented already, but did your transaction of RMD to your taxable brokerage account at Vanguard go through and could you comment as to tax withholding by Vanguard from your settlement funds? I take it you did not do in kind transfer for your mutual fund.
Comments
WWII spurred technological innovation. Perhaps another break came in at the end of 2022, and if you wait long enough you may see it on your chart? :)
Post: For the Love of Logarithms
Link to comment from December 24, 2025
Thank you Adam for the list. I watched the Damodaran's video. It has a very nice framework for a logical basis for valuation and the overall context. He has done a wonderful job of explaining this.
Post: Personal Finance Reading List
Link to comment from December 20, 2025
After reading the chart and the three lessons there in, it was interesting to read the disclaimer "Be sure to talk to your financial professional before making any changes to your financial plan." Personally, I think everyone has to look to one's own solution based on short/long term needs. For sure, if one looks at the S&P Shiller CAPE ratio, I think some caution is in order. And has been, for some time.
Post: Is the current stock market anything to be concerned about?
Link to comment from November 21, 2025
Thanks for the explanation. Makes sense!
Post: Four things you might want to consider when thinking about paying for healthcare.
Link to comment from November 21, 2025
My understanding is the premium goes up for a supplement plan every year and that is based on age. Secondly, companies compete for market share, and their bottom line and set the premium but that is not based on an individual's recent medical history. Is that what you mean by experience?
Post: Four things you might want to consider when thinking about paying for healthcare.
Link to comment from November 20, 2025
Very timely article and thank you. Everybody can be drinking the cool aid but one has to adjust his portfolio, stock vs bond/cash, for these unusual valuations. I would prepare for an extended bear market, and a 30% drop, based on what I gather so far.
Post: AI Rally Market Risks
Link to comment from November 9, 2025
May be my imagination, but I see a pattern. If the S&P index moves positive over most of the day, I often see in the last half hour or so it dips a bit, kind of profit taking or day trading impact at the end of the day. I am a long term investor and it does not matter. I have no ETFs, only MFs. However, if one is invested in a SP500 mutual fund and also in its ETF, can one use that pattern as a guide to execute an ETF trade?
Post: Mutual Funds Vs. ETFs Which do you prefer and Why?
Link to comment from October 24, 2025
Well said!
Post: Mutual Funds Vs. ETFs Which do you prefer and Why?
Link to comment from October 24, 2025
Thanks for your comments! Looked at your travel blog. Wow! It took me a while to scroll to the bottom of the blog without even reading. You been traveling! I was at RDU last week. My daughter lives in Raleigh. I like travel too. The foliage was good in Asheville, but much much better in the Smokies and Gatlinburg.
Post: Disappointed (and annoyed) with Vanguard.
Link to comment from October 22, 2025
I will be taking my first RMD next year. May be you commented already, but did your transaction of RMD to your taxable brokerage account at Vanguard go through and could you comment as to tax withholding by Vanguard from your settlement funds? I take it you did not do in kind transfer for your mutual fund.
Post: Disappointed (and annoyed) with Vanguard.
Link to comment from October 22, 2025