
Sonja is the author of “Invest, Reinvest, Rest: Investment Advice for All Generations.” The book is based on what she learned as an independent investor. Sonja spent the bulk of her career at a local manufacturing company, eventually becoming vice president and general manager of one of the company's divisions. She was born in Germany, moved to Alberta, Canada, with her parents and eventually settled in the U.S. Sonja is a graduate of Villanova University, which is where she met her husband. Today, they live in suburban Philadelphia.
I HAD TO PAY MY credit card bill, so I went online and set up a payment from my credit union a week before the bill was due. Why not, it’s an online transfer, right?
Not always.
The payment was due on the 16th. I went online the day before to check my bank account. It said the credit card payment was “sorted” and hadn’t transferred. Same thing the next day and the next.


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