Some great advice there Richard! We created a budget and reduced spending BEFORE we retired, wonder how anyone could REALLY know their spending and income without doing that.
And there's a BIG difference between being frugal and just getting by. My wife and I travel every month of the year but we don't go on cruises or stay at all inclusives like we did in our working days. Retirement itself is so luxurious that we seek out other things when we "vacation".
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Some great advice there Richard! We created a budget and reduced spending BEFORE we retired, wonder how anyone could REALLY know their spending and income without doing that. And there's a BIG difference between being frugal and just getting by. My wife and I travel every month of the year but we don't go on cruises or stay at all inclusives like we did in our working days. Retirement itself is so luxurious that we seek out other things when we "vacation".
Post: Retirement Riddles
Link to comment from August 1, 2022