Appreciate your sharing the details of your journey.
Last summer I read the 2009 Leisureville: Adventures in a World Without Children by Andrew Blechman. While he is biased against age segregated communities, my takeaway from the book was to research the finances of any community one is considering and try to understand its long term capital funding. Just another pieces of prudent research we can all add to our list.
Another fan from WSJ days. Have been considering all these issues, but somehow overlooked my state's estate tax?! Community property state so never worried about spouse's large Roth but it is a problem now. Getting premium tax credits for next four years so had planned to spend down his inherited cash. Instead transferring his inheritance to my name, investing it in EFTs (to avoid capital gains) and spending out of his Roth. It is a complex world.
Navigating the website to submit H.S.A. claims + uploading documentation. Had some surgeries this year so decided to pay with VISA for rewards. Not work it. Always using the H.S.A. debit card going forward.
Comments
A great idea to make it part of the monthly plan (if within your means). Pitching to my partner and implementing.
Post: Random Acts
Link to comment from October 15, 2023
Appreciate your sharing the details of your journey. Last summer I read the 2009 Leisureville: Adventures in a World Without Children by Andrew Blechman. While he is biased against age segregated communities, my takeaway from the book was to research the finances of any community one is considering and try to understand its long term capital funding. Just another pieces of prudent research we can all add to our list.
Post: My Retirement Home
Link to comment from May 25, 2023
Another fan from WSJ days. Have been considering all these issues, but somehow overlooked my state's estate tax?! Community property state so never worried about spouse's large Roth but it is a problem now. Getting premium tax credits for next four years so had planned to spend down his inherited cash. Instead transferring his inheritance to my name, investing it in EFTs (to avoid capital gains) and spending out of his Roth. It is a complex world.
Post: Juggling for Retirees
Link to comment from January 23, 2023
Navigating the website to submit H.S.A. claims + uploading documentation. Had some surgeries this year so decided to pay with VISA for rewards. Not work it. Always using the H.S.A. debit card going forward.
Post: Which financial tasks do you find most irksome?
Link to comment from June 8, 2022