Single & successfully retired since 2013. I am not reaching the 24% bracket, due to the limit of the IRMAA cliff. Next year is my 1st RMD which I intend on using to pay the taxes on my Oct-Dec Roth conversion on Jan 15. My goal is to re-locate and diminish my IRA ASAP, but run into a brick wall of the IRMAA cliff.
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Single & successfully retired since 2013. I am not reaching the 24% bracket, due to the limit of the IRMAA cliff. Next year is my 1st RMD which I intend on using to pay the taxes on my Oct-Dec Roth conversion on Jan 15. My goal is to re-locate and diminish my IRA ASAP, but run into a brick wall of the IRMAA cliff.
Post: Tax Smart Retirement
Link to comment from March 8, 2026