Lots to concur with here on your planning approach. 2 thoughts. On the cash side, any reason you choose Vanguard vs a savings account with 0.5% interest? On the question of which retirement fund to use first, one of my considerations is to reduce possible tax complexity for my wife in later years so I’m tapping my own more complex retirement funds first.
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Lots to concur with here on your planning approach. 2 thoughts. On the cash side, any reason you choose Vanguard vs a savings account with 0.5% interest? On the question of which retirement fund to use first, one of my considerations is to reduce possible tax complexity for my wife in later years so I’m tapping my own more complex retirement funds first.
Post: Hello Retirement
Link to comment from November 13, 2021