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Comments:
You are absolutely correct. My analysis showed that if I died before 85, taking payments at 62 was the right thing to do. Of course, I assumed that I would not spend it and my investments would continue to grow at the same rate. Fortunately, returns over the past 14 years have been better than I anticipated. I was also motivated by constant discussions of changes to social security. My other reason for starting at 62 was my feeling those already in the system would be the least affected by any changes. I read a Humble Dollar article or two every morning. Thank you.
Post: Start Here, Go Anywhere
Link to comment from November 4, 2021