My 15-yr fixed rate (originated in early 2013) is 2.625%. I had a chance to refinance at 1.99% in late 2013 +/-, but the out-of-pocket cost to refi was ~$750 and I was stubborn, waiting for a true "no-cost" refi at less than 2%. Never happened, so here I am. I'll be mortgage free in 30 more months!
I would have been intentional about establishing and cultivating relationships with others that are better, smarter, more successful, more experienced, and more wealthy than me. I could have learned much more much faster. Also, I would have focused more on being more coachable.
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Well done! Bravo!
Post: A Contrarian View of a Mortgage
Link to comment from August 19, 2025
My 15-yr fixed rate (originated in early 2013) is 2.625%. I had a chance to refinance at 1.99% in late 2013 +/-, but the out-of-pocket cost to refi was ~$750 and I was stubborn, waiting for a true "no-cost" refi at less than 2%. Never happened, so here I am. I'll be mortgage free in 30 more months!
Post: A Contrarian View of a Mortgage
Link to comment from August 19, 2025
I would have been intentional about establishing and cultivating relationships with others that are better, smarter, more successful, more experienced, and more wealthy than me. I could have learned much more much faster. Also, I would have focused more on being more coachable.
Post: My favorite question.
Link to comment from August 12, 2025