FYI - There is a planning tool on Fidelity site (Planning & Advice at the top - Get Started green button in the middle of page) that I thought is free to everyone not just Fid customers. It is a google/excel sheet on steroid with lots of what-if capabilities. Compared to the assumptions I make on my own sheet, such as investment return, inflation, etc., it draws from other available data and mixes with simulations. A good tool to use for cross-checking. https://www.fidelity.com/calculators-tools/retirement-calculator/overview#:~:text=Fidelity's%20retirement%20calculators%20can%20help,assess%20your%20financial%20health%20%7C%20Fidelity
Thanks for the discussion here that helped me reflect on my already-made decision. As a medigap plan G holder recently I was pleasantly surprise that Lifetime is a participant of UHC's free Silver Sneaker program. Before Co-vid, only LA Fitness was. A LT membership is $168/mon, more than G's monthly premium. I live in 30005 - please check it out for yours. Again thanks for the discussion.
Comments
Just heard another free planning app from Bogleheads podcast at this URL. Free covers -
- Build a personalized plan
- Get reliable planning answers
- Try “what if” scenarios
You can pay for more features.Post: Driven by Data
Link to comment from September 29, 2023
FYI - There is a planning tool on Fidelity site (Planning & Advice at the top - Get Started green button in the middle of page) that I thought is free to everyone not just Fid customers. It is a google/excel sheet on steroid with lots of what-if capabilities. Compared to the assumptions I make on my own sheet, such as investment return, inflation, etc., it draws from other available data and mixes with simulations. A good tool to use for cross-checking. https://www.fidelity.com/calculators-tools/retirement-calculator/overview#:~:text=Fidelity's%20retirement%20calculators%20can%20help,assess%20your%20financial%20health%20%7C%20Fidelity
Post: Driven by Data
Link to comment from September 23, 2023
Thanks for the discussion here that helped me reflect on my already-made decision. As a medigap plan G holder recently I was pleasantly surprise that Lifetime is a participant of UHC's free Silver Sneaker program. Before Co-vid, only LA Fitness was. A LT membership is $168/mon, more than G's monthly premium. I live in 30005 - please check it out for yours. Again thanks for the discussion.
Post: Time to Decide
Link to comment from July 17, 2023