Hi Mark. It is great that you ran your own business successfully for 30 years to profit from it and then retire in your late 50s. Nicely done. Would it be possible to enlighten us with a high-level description of what your business focused on and in which industry? Thank you.
Hi Byjove. Excellent post where you shared your inner feelings that often strike in the first year of retirement. In Oct/2024, I retired after my 39 years of well-paying and enjoyable Software Engineer job from a 114 year old technology behemoth. It has been my goal all along to make a transition from such a large company job at my age 60 to become an Independent Software Consultant. It took me the first six months to streamline this new way of life. I'm now on a routine to allocate my hours usefully and effectively. I'm hoping to continue this as a glide path until my FRA (Full Retirement Age) here in the U.S As a medical professional at age 65, your skills can be put to use either in the Gulf or in India for the hours per week and for the total duration you are comfortable with. You will also find it useful to read the beautiful writings of our beloved Jonathan Clements on the topic of "Enough". Good luck to you. https://humbledollar.com/money-guide/enough/https://humbledollar.com/2025/02/never-enough/https://humbledollar.com/2024/09/never-quite-enough/https://humbledollar.com/2019/07/thats-enough/
Dear Mark. You have been amazing for the past several months in lighting up this forum with many creative and useful Personal Finance articles. Thanks for your time and regularly putting your thoughts in writing for us to consume and learn. Spreadsheets can help to some extent. There are much more effective tools available created from years of knowledge by the financial specialists. One particular tool is BoldIn (formerly NewRetirement). The free version is good and the paid version with annual subscription is even better. The CEO of BoldIn Stephen Chen knew our beloved Jonathan Clements well. They wrote about each other's strengths in their respective blogs. https://www.boldin.com/ Stephen Chen's excellent Feb/08/2018 interview of the incomparable Jonathan Clements: https://www.boldin.com/retirement/podcast-episode-3-money-behavior-happiness/
Condolences to his family. He is leaving his large legacy of financial literacy to both the younger population studying and working and the retired population trying to sustain their finances in non-working years. A life should be lived that way to be useful for so many. I benefited from his writings. RIP Jonathan Clements.
Comments
Hi Mark. It is great that you ran your own business successfully for 30 years to profit from it and then retire in your late 50s. Nicely done. Would it be possible to enlighten us with a high-level description of what your business focused on and in which industry? Thank you.
Post: “Hi ho, hi ho, it’s off to work we go.”
Link to comment from October 23, 2025
Hi Byjove. Excellent post where you shared your inner feelings that often strike in the first year of retirement. In Oct/2024, I retired after my 39 years of well-paying and enjoyable Software Engineer job from a 114 year old technology behemoth. It has been my goal all along to make a transition from such a large company job at my age 60 to become an Independent Software Consultant. It took me the first six months to streamline this new way of life. I'm now on a routine to allocate my hours usefully and effectively. I'm hoping to continue this as a glide path until my FRA (Full Retirement Age) here in the U.S As a medical professional at age 65, your skills can be put to use either in the Gulf or in India for the hours per week and for the total duration you are comfortable with. You will also find it useful to read the beautiful writings of our beloved Jonathan Clements on the topic of "Enough". Good luck to you. https://humbledollar.com/money-guide/enough/ https://humbledollar.com/2025/02/never-enough/ https://humbledollar.com/2024/09/never-quite-enough/ https://humbledollar.com/2019/07/thats-enough/
Post: Retirement blues
Link to comment from October 14, 2025
Dear Mark. You have been amazing for the past several months in lighting up this forum with many creative and useful Personal Finance articles. Thanks for your time and regularly putting your thoughts in writing for us to consume and learn. Spreadsheets can help to some extent. There are much more effective tools available created from years of knowledge by the financial specialists. One particular tool is BoldIn (formerly NewRetirement). The free version is good and the paid version with annual subscription is even better. The CEO of BoldIn Stephen Chen knew our beloved Jonathan Clements well. They wrote about each other's strengths in their respective blogs. https://www.boldin.com/ Stephen Chen's excellent Feb/08/2018 interview of the incomparable Jonathan Clements: https://www.boldin.com/retirement/podcast-episode-3-money-behavior-happiness/
Post: Spreadsheets: A Luddite’s Necessary Inconvenience?
Link to comment from October 4, 2025
Condolences to his family. He is leaving his large legacy of financial literacy to both the younger population studying and working and the retired population trying to sustain their finances in non-working years. A life should be lived that way to be useful for so many. I benefited from his writings. RIP Jonathan Clements.
Post: Farewell Friends
Link to comment from September 23, 2025