Financial data researcher analyzing US market trends and 13F filings. Founder of a market intelligence platform tracking insider trades. Check out my work at https://www.13radar.com/
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I get where you’re coming from. Once you’re retired, adding money and taking money out at the same time feels odd.
In my case, the only time I “add” to an account now is when I’m trying to keep my allocation from drifting too far after withdrawals. It’s less about growing the pot and more about keeping the risk level where I want it.
It might be worth asking your advisor what specific goal they’re trying to achieve. If they can’t explain it clearly, then the advice probably isn’t tailored to you.
Comments
I get where you’re coming from. Once you’re retired, adding money and taking money out at the same time feels odd. In my case, the only time I “add” to an account now is when I’m trying to keep my allocation from drifting too far after withdrawals. It’s less about growing the pot and more about keeping the risk level where I want it. It might be worth asking your advisor what specific goal they’re trying to achieve. If they can’t explain it clearly, then the advice probably isn’t tailored to you.
Post: Always an investor?
Link to comment from March 9, 2026