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Moshe Kaye

My Favorite Books: "Man's Search For Meaning" - Viktor Frankl "The Little Book Of Main Street Money" - Jonathan Clements "The Psychology Of Money" - Morgan Housel "Start-Up Nation" - Dan Senor "Who Moved My Cheese?" - Spencer Johnson "Purple Cow: Transform Your Business by Being Remarkable" - Seth Godin

    Forum Posts

    What Purchases Have Been Worth It?

    57 replies

    AUTHOR: Moshe Kaye on 2/16/2025
    FIRST: Jonathan Clements on 2/16   |   RECENT: DrLefty on 2/23

    Comments

    • It is some sort of cultural narcissism? I don't understand it to be honest.

      Post: Generational Perspective

      Link to comment from May 10, 2025

    • 15 times minimum expenses in safe(r) assets split into mostly liability matched buckets. 40% in cash and ST Treasuries, 40% in a a 2-5 year treasury fund, 20% in TIPS.

      Post: Feeling Secure by Jonathan Clements

      Link to comment from May 10, 2025

    • I'd add: Politeness  Baby boomer: Please and thank you. OK some aren't but in general in my experience this is our norm. Maybe because we are thankful to be alive? i know i am.. Under 40: It depends.. but please and thank you seem much less common from my observations.

      Post: Generational Perspective

      Link to comment from May 10, 2025

    • We almost never use written checks other than to pay ourselves (B 2 P) or local tax authorities. However we do issue checks through the bank which seems to work well hopefully with less risk.

      Post: It’s 2025. Do you send checks by mail?

      Link to comment from April 27, 2025

    • > I prefer having the vendor pull the money. A word of caution. I once had a large credit card company empty my checking account when they pulled the whole balance rather than the balance due. Now i push the payments.

      Post: It’s 2025. Do you send checks by mail?

      Link to comment from April 27, 2025

    • I look at it in terms of liability matching. For my long term money assets, equities, i have made no significant changes. However, due to my concerns about the stability of the bond market i have shorted my duration by moving a significant % of this shorter term "bucket" from a total bond market focus to short and ultra short term UST focus.

      Post: No financial wisdom here other than ….

      Link to comment from April 12, 2025

    • If this should happen i would take it and add 45% to our FI bucket and 55% to our equity bucket less $100 for a nice dinner for two.

      Post: What will you do with $5,000?

      Link to comment from February 23, 2025

    • One of the hardest things i have done is looking in the mirror and trying to understand who i am and why i behave the way i do. It's honestly hard work and i'm not close to done. Admitting that i didn't really know anything about money was quite sobering, embarrassing and at some point finally enlightening. Being willing to be "humble" and then learn and change. I wish this was something that could be taught but in my opinion it can't it must be learned.

      Post: Why Don’t Folks Save? By Jonathan Clements

      Link to comment from February 17, 2025

    • Thank you. I need to look into this for sure.

      Post: What Purchases Have Been Worth It?

      Link to comment from February 16, 2025

    • Thanks Rick. This looks amazing. I need to absorb the price.. The milk frother was a bit less :-)

      Post: What Purchases Have Been Worth It?

      Link to comment from February 16, 2025

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