I’m near retirement and all set with the portfolio AA initial conditions, specifically with a healthy dose of fixed income ready to weather an inevitable market downturn. What I’m a bit unsure of is refilling my fixed income efficiently &!sufficiently as time goes on. I have the usual plan of rebalancing and its nuances, but we’ll see how it goes. I’m fairly confident, have read a ton and run the numbers but haven’t done this before. Retirement: There’s always that first time ;).
I think having RMDs in liquid assets such as cash or short-term fixed income is dependent on whether you plan to spend the RMDs near term. If not, just invest in same/similar investments in your taxable account.
I think Anthropic and Anduril will also be great stocks to own when they go public. The trick is getting them at a good price. Always seems the IPO hits at an inflated price (eg, 2x) and then 6-12 months later is a much better buying opportunity.
Comments
Patrick, I’m curious, do you have that opinion for all types of bonds or would you view corporate bonds differently from say treasury bonds?
Post: Investment Versus Speculation
Link to comment from April 13, 2026
M2 at 11% and S&P500 with dividends at 11.08%…coincidence? … or is there something to read into with those two returns being so close? 🤔
Post: Investment Versus Speculation
Link to comment from April 13, 2026
I’m near retirement and all set with the portfolio AA initial conditions, specifically with a healthy dose of fixed income ready to weather an inevitable market downturn. What I’m a bit unsure of is refilling my fixed income efficiently &!sufficiently as time goes on. I have the usual plan of rebalancing and its nuances, but we’ll see how it goes. I’m fairly confident, have read a ton and run the numbers but haven’t done this before. Retirement: There’s always that first time ;).
Post: Any concern?
Link to comment from April 7, 2026
…and Realtors
Post: Any concern?
Link to comment from April 7, 2026
I think having RMDs in liquid assets such as cash or short-term fixed income is dependent on whether you plan to spend the RMDs near term. If not, just invest in same/similar investments in your taxable account.
Post: Any concern?
Link to comment from April 7, 2026
Great points and perspective!
Post: Any concern?
Link to comment from April 7, 2026
We scratch our heads 🤔 and we jest in good fun. Cheers!🍻
Post: Any concern?
Link to comment from April 7, 2026
I think Anthropic and Anduril will also be great stocks to own when they go public. The trick is getting them at a good price. Always seems the IPO hits at an inflated price (eg, 2x) and then 6-12 months later is a much better buying opportunity.
Post: Any concern?
Link to comment from April 7, 2026
Your equity moves over the last 30 years appear to equal near perfect timing. Seems a bit unrealistic…but congrats. Can I borrow your crystal ball? 😂.
Post: Any concern?
Link to comment from April 7, 2026
RQ, I think it comes down to people don’t want to hand over a large sum of money to an insurance company even though it makes sense for some folks.
Post: Forget the 4% rule.
Link to comment from March 18, 2026