Every administration puts their thumb on the scale in their own way. (I couldn’t help throwing my two cents in, but we should have HDEXP - humble dollar except politics ;) ).
Mark,
You’ve got well-thought-out strategy. Thanks for providing the detail.
Also, per your bond allocation you had mentioned in a different article/thread that you had a short term Vanguard investment. I had asked if it was VBIRX (or BSV ETF) … inquiring again as I invest in that fund and interested if you do as well or have other recommendation(s). Thanks!
Is there a chart that depicts performance if you missed the *worst* 5, 10, 30, 50 days? I ask only as a curiosity, not to refute anything in this interesting article series. I’m an avid HD reader and firm believer in “time in the market” vs. “timing the market.”
If U.S. residents invest 70/30 in favor of U.S. equities (or even implement a higher U.S. allocation) I’m curious how you allocate your non-U.S. and U.S. investments, Mark?
… (and other non-U.S. readers feel free to weigh in).
Thanks for providing your perspective and actual numbers regarding diversification. Just fyi, I think the S&P 500 is 1% small cap and the VSMPX (similarly, VTI ETF) is 9% small cap.
Comments
Every administration puts their thumb on the scale in their own way. (I couldn’t help throwing my two cents in, but we should have HDEXP - humble dollar except politics ;) ).
Post: China Market Risk
Link to comment from January 22, 2026
Got it. Thanks, Mark.
Post: Real vs. Imaginary Returns – Part I
Link to comment from January 21, 2026
Mark, You’ve got well-thought-out strategy. Thanks for providing the detail. Also, per your bond allocation you had mentioned in a different article/thread that you had a short term Vanguard investment. I had asked if it was VBIRX (or BSV ETF) … inquiring again as I invest in that fund and interested if you do as well or have other recommendation(s). Thanks!
Post: Real vs. Imaginary Returns – Part I
Link to comment from January 19, 2026
Thanks for providing. Agree, the tweaking and trimming method described could require a crystal ball to be consistently successful ;).
Post: Real vs. Imaginary Returns – Part II
Link to comment from January 17, 2026
Is there a chart that depicts performance if you missed the *worst* 5, 10, 30, 50 days? I ask only as a curiosity, not to refute anything in this interesting article series. I’m an avid HD reader and firm believer in “time in the market” vs. “timing the market.”
Post: Real vs. Imaginary Returns – Part II
Link to comment from January 17, 2026
If U.S. residents invest 70/30 in favor of U.S. equities (or even implement a higher U.S. allocation) I’m curious how you allocate your non-U.S. and U.S. investments, Mark? … (and other non-U.S. readers feel free to weigh in).
Post: Real vs. Imaginary Returns – Part I
Link to comment from January 17, 2026
Regarding ‘laws’ and ‘attorneys,’ 🥴 how should the word ‘usually’ be considered when weighing the rollover or not-to-rollover decision?
Post: Consolidating 401(k)s in retirement
Link to comment from January 17, 2026
Excellent concise response!
Post: Consolidating 401(k)s in retirement
Link to comment from January 16, 2026
Great clear, detailed response!
Post: Consolidating 401(k)s in retirement
Link to comment from January 16, 2026
Thanks for providing your perspective and actual numbers regarding diversification. Just fyi, I think the S&P 500 is 1% small cap and the VSMPX (similarly, VTI ETF) is 9% small cap.
Post: Gold Isn’t Special
Link to comment from January 15, 2026