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Aren’t you missing the part where you later take a taxable distribution of the $100 from the 401k? Now you pay tax again on the $100 that you repaid with after-tax money.
Post: Logic Check: 401(k) Loan – Paying Taxes Twice?
Link to comment from November 2, 2025
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Aren’t you missing the part where you later take a taxable distribution of the $100 from the 401k? Now you pay tax again on the $100 that you repaid with after-tax money.
Post: Logic Check: 401(k) Loan – Paying Taxes Twice?
Link to comment from November 2, 2025