I would like to take this oppotunity to celebrate the huge success of Jonathan and the Humble Dollar.
Jonathan-You not only taught me (and us, I assume), you also entertained, shared so much of financial wisdom that I must say I got a lot of financial knowledge from you and from all the other writers. I read slowly and I have never missed any comments so I work hard to catch up with your production. I hope you would understand I appreciate the hours that all of you put in to transfer your knowledge and share your story!
I THANK You! and wish you will be always in good humor, excellent health and inspired whenever you sit down writing for us.
I wish I could make a statement like Jonathan about having more than enough for retirement. But then I wondered how much is considered more than enough. I have retired for four years and realized things were changing more than I could imagine. For example: I remember 10 years ago, when I worked full-time, I got paid more than 2,000 every 2 weeks. I was frugal and tried to save as much as I could because I was a late-starter immigrant. I spent only one check of the month and invested the other check in savings. Now as I retired, with a monthly income of 4,000 ( SS, RMD, pension)
I had to use my savings for big items such as property tax, insurance,
traveling...
.
Ten years ago, I did not take any medications, even vitamins. Now I
am taking 6 pills in the morning and 3 at night. I am blessed with reasonably good health but those vitamins I needed for my eyes, my skin, and my bones. My immune system went off as I got old, and I developed asthma. One of the inhaler's copays is $100 now. So things are adding up without me recognizing it. I also have to pay for house cleaning, gardening, and all the other little things to maintain the house... Something that I would have DIY a few years ago. I also found that it felt slow to accumulate funds, but when you started spending, money seemed to disappear much faster. I am grateful that I learned to live within my means from my parents. I love retirement much more than I thought I would. I am happy to continue living a frugal lifestyle, knowing that things can change unexpectedly, but I wholeheartedly enjoy a random luxury when it comes my way.
Comments
I would like to take this oppotunity to celebrate the huge success of Jonathan and the Humble Dollar. Jonathan-You not only taught me (and us, I assume), you also entertained, shared so much of financial wisdom that I must say I got a lot of financial knowledge from you and from all the other writers. I read slowly and I have never missed any comments so I work hard to catch up with your production. I hope you would understand I appreciate the hours that all of you put in to transfer your knowledge and share your story! I THANK You! and wish you will be always in good humor, excellent health and inspired whenever you sit down writing for us.
Post: Business Schooled
Link to comment from January 6, 2024
I wish I could make a statement like Jonathan about having more than enough for retirement. But then I wondered how much is considered more than enough. I have retired for four years and realized things were changing more than I could imagine. For example: I remember 10 years ago, when I worked full-time, I got paid more than 2,000 every 2 weeks. I was frugal and tried to save as much as I could because I was a late-starter immigrant. I spent only one check of the month and invested the other check in savings. Now as I retired, with a monthly income of 4,000 ( SS, RMD, pension) I had to use my savings for big items such as property tax, insurance, traveling... . Ten years ago, I did not take any medications, even vitamins. Now I am taking 6 pills in the morning and 3 at night. I am blessed with reasonably good health but those vitamins I needed for my eyes, my skin, and my bones. My immune system went off as I got old, and I developed asthma. One of the inhaler's copays is $100 now. So things are adding up without me recognizing it. I also have to pay for house cleaning, gardening, and all the other little things to maintain the house... Something that I would have DIY a few years ago. I also found that it felt slow to accumulate funds, but when you started spending, money seemed to disappear much faster. I am grateful that I learned to live within my means from my parents. I love retirement much more than I thought I would. I am happy to continue living a frugal lifestyle, knowing that things can change unexpectedly, but I wholeheartedly enjoy a random luxury when it comes my way.
Post: Got Change?
Link to comment from February 27, 2023