This is a complex decision. Some things to consider before making a decision.
-Remarriage ends SBP benefits. Your daughter would lose SBP if she remarried.
-She would also likely lose SBP if the husband remarried and filled a form to redesignate the beneficiary. She would need to research this more.
-While the military advocates for people to take the SBP, most military men live longer than the general public shortening the payout of benefits. Something to consider given their similar ages.
-It’s hard to give advice without knowing the rest of the financial situation. SBP is mainly to get through the working years as the benefit lessens the less time that you can collect (based on SS benefits).
-SBP declination is completely up to the spouse, so it is her choice. However, divorce can cause people to do vindictive things (like marry a female friend just to remove her from SBP since she didn’t agree to his proposal he seems to be pushing), so she should weigh the risks. I doubt you can force him to agree not to remarry, but maybe not to remove her SBP or replace it with a life insurance policy if he chooses to do so.
-As a good faith she can agree to pay the monthly payments also, as part of a compromise, those monthly payments cease after 30 years.
Comments
This is a complex decision. Some things to consider before making a decision. -Remarriage ends SBP benefits. Your daughter would lose SBP if she remarried. -She would also likely lose SBP if the husband remarried and filled a form to redesignate the beneficiary. She would need to research this more. -While the military advocates for people to take the SBP, most military men live longer than the general public shortening the payout of benefits. Something to consider given their similar ages. -It’s hard to give advice without knowing the rest of the financial situation. SBP is mainly to get through the working years as the benefit lessens the less time that you can collect (based on SS benefits). -SBP declination is completely up to the spouse, so it is her choice. However, divorce can cause people to do vindictive things (like marry a female friend just to remove her from SBP since she didn’t agree to his proposal he seems to be pushing), so she should weigh the risks. I doubt you can force him to agree not to remarry, but maybe not to remove her SBP or replace it with a life insurance policy if he chooses to do so. -As a good faith she can agree to pay the monthly payments also, as part of a compromise, those monthly payments cease after 30 years.
Post: Help for divorcing daughter
Link to comment from May 17, 2026