If someone is younger and much lower earning than their spouse, and they file at 62 for their own benefits, will their filing early also lower the spousal benefit they will eventually receive when their spouse files at say, age 70? In such a case, the higher earning spouse would still receive whatever their age 70 amount is, but the lower earning spouse would receive something less than half of that figure because they had filed at 62?
Comments:
If someone is younger and much lower earning than their spouse, and they file at 62 for their own benefits, will their filing early also lower the spousal benefit they will eventually receive when their spouse files at say, age 70? In such a case, the higher earning spouse would still receive whatever their age 70 amount is, but the lower earning spouse would receive something less than half of that figure because they had filed at 62?
Post: Don’t Delay
Link to comment from April 21, 2024