I use an acronym for the password for my password manager. I have a sentence describing my Mom and one describing my Dad. I combine them, use characters (! for letter i), and sometimes flip the sentences.Very easy to remember.
A friend became eligible for medicare on November 1. His 2025 IRMAA is high based on his 2023 income. He appealed by sending them his 2024 tax return and they lowered his IRMAA using the 2024 figures. They responded in 2 weeks.
Comments
I use an acronym for the password for my password manager. I have a sentence describing my Mom and one describing my Dad. I combine them, use characters (! for letter i), and sometimes flip the sentences.Very easy to remember.
Post: Beefing Up Security
Link to comment from November 15, 2025
A friend became eligible for medicare on November 1. His 2025 IRMAA is high based on his 2023 income. He appealed by sending them his 2024 tax return and they lowered his IRMAA using the 2024 figures. They responded in 2 weeks.
Post: Another IRMAA Question
Link to comment from November 8, 2025