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Joel Schofer

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    • I could be wrong, but I think that Vanguard has a patent that makes their mutual funds and ETFs essentially the same. They are unique in this way, and if you have Vanguard mutual funds in a taxable account this is one other reason not to sell mutual funds just to buy equivalent Vanguard ETFs.

      Post: Dunned Differently

      Link to comment from August 28, 2022

    The $121,500 Room

    Joel M. Schofer  |  Feb 1, 2018

    I HAVE A WIFE, two children, two dogs, and the need for three bedrooms and two bathrooms. In March 2015, I purchased a four bedroom, 3½ bath, 3,000-square-foot house in a nice neighborhood with quality public schools.
    The fourth bedroom was largely unnecessary but, like many people, we occasionally get visitors and feel it’s nice to have an extra bedroom for them, instead of spending money on a hotel room. This is the story of how that fourth bedroom cost me more than $121,500,

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