Great reminder Adam of both the simplicity and ease of Index investing.All the intellectual brainpower put into stock picking is dwarfed by plain old luck and black swans which NO ONE can predict! Granted,there is always an outlier, like Warren Buffet but I'll take a diversified indexed portfolio anyday!
No cap on contributions no matter what your income. Over time continue to move FRA to 70. Cap benefits at some level ( not a math guru) indexed to inflation.
Thanks Bogdan for taking the reins. I and many others value the site Jonathan has built and curated over the years as a trusted voice in the financial world. Even though Im in my retirement years, I hope you bring awareness to financial principles for younger readers to deploy so I can share them with my son, daughter in law, and YES, my new lovely Grandaughter.
Don- I too was at that infamous game with the Roseboro/Marichal incident via my local newspaper, San Mateo Times as I was a paper boy for them. I now enjoy our updated electrified CalTrain a great way to attend the 12.45 games. Walk to downtown station and end of the line in SF. $5.50 round trip and get a Bleacher ticket. Great way to spend a weekday. Don't ask the beer price, outrageous but they let you have a cold one on the train!
Always enjoy your writing. It goes to show that even the immutable laws of investing can be tweaked to follow your own innate
beliefs. As Charley Ellis would say, you’ve won the battle. You can navigate what makes you comfortable. Cheers!
Joe
Jeff..what a great read and recognition that immortality is fleeting over time due to awareness of real life issues. Flexibility to adapt and a willingness to change course when needed are good attributes to have as we enter the 4th Qtr. of our lives. Glad your doing well and I too look forward to reading your contributions to this site for many many years.
Right on Jonathan. Personal finance is Personal. Thanks for reminding us that but also providing the varied schools of thought on this blog for all to consider.
Dennis-
Nice job!..routines are important....they make it easier to finish tasks...great reminder that health trumps (sorry) wealth. Being able to enjoy the fruits of our labor in later years is a great benefit.
Comments
Great reminder Adam of both the simplicity and ease of Index investing.All the intellectual brainpower put into stock picking is dwarfed by plain old luck and black swans which NO ONE can predict! Granted,there is always an outlier, like Warren Buffet but I'll take a diversified indexed portfolio anyday!
Post: Driving Prices
Link to comment from April 25, 2026
No cap on contributions no matter what your income. Over time continue to move FRA to 70. Cap benefits at some level ( not a math guru) indexed to inflation.
Post: Fixing Social Security once and for all
Link to comment from April 18, 2026
Nice reminder Adam.
Post: Doubt the Forecast
Link to comment from March 28, 2026
Thanks Bogdan for taking the reins. I and many others value the site Jonathan has built and curated over the years as a trusted voice in the financial world. Even though Im in my retirement years, I hope you bring awareness to financial principles for younger readers to deploy so I can share them with my son, daughter in law, and YES, my new lovely Grandaughter.
Post: Quick Intro
Link to comment from September 20, 2025
Enjoy! You earned it!
Post: On the Downslope of Life?
Link to comment from August 30, 2025
Don- I too was at that infamous game with the Roseboro/Marichal incident via my local newspaper, San Mateo Times as I was a paper boy for them. I now enjoy our updated electrified CalTrain a great way to attend the 12.45 games. Walk to downtown station and end of the line in SF. $5.50 round trip and get a Bleacher ticket. Great way to spend a weekday. Don't ask the beer price, outrageous but they let you have a cold one on the train!
Post: Staying Alive
Link to comment from May 17, 2025
Always enjoy your writing. It goes to show that even the immutable laws of investing can be tweaked to follow your own innate beliefs. As Charley Ellis would say, you’ve won the battle. You can navigate what makes you comfortable. Cheers! Joe
Post: He Asked, I Answered
Link to comment from March 9, 2024
Jeff..what a great read and recognition that immortality is fleeting over time due to awareness of real life issues. Flexibility to adapt and a willingness to change course when needed are good attributes to have as we enter the 4th Qtr. of our lives. Glad your doing well and I too look forward to reading your contributions to this site for many many years.
Post: Farewell to Forever
Link to comment from March 6, 2024
Right on Jonathan. Personal finance is Personal. Thanks for reminding us that but also providing the varied schools of thought on this blog for all to consider.
Post: Begging to Differ
Link to comment from June 10, 2023
Dennis- Nice job!..routines are important....they make it easier to finish tasks...great reminder that health trumps (sorry) wealth. Being able to enjoy the fruits of our labor in later years is a great benefit.
Post: Independent Minded
Link to comment from July 30, 2022