Hi Jonathan, just initiated a transfer from our DAFfy fund and buying 3 copies next. Is it available from other booksellers than Amazon? Thank you very much for setting up the JC Initiative - it's something I've always wanted to do but didn't know how to go about it. I will be sending DAFfy dollars (and eventually QCD dollars) there for a long time. Thanks!
What's everyone's favorite retirement planning software? (I use an Excel spreadsheet for forecasting yearly account gains, withdrawals, Roth conversions, taxes, social security, RMD's etc. but haven't tried looking for anything fancier.) I do use and recommend Holistiplan for tax planning, though I do wish it was less expensive.
Jonathan, we're thinking of doing the same for our daughter who's struggling with the now current +7.5% mortgage rates. Are you still using National Family Mortgage and do you have any comments on their service? Thanks, Roger
Holders of Dodge and Cox Stock Fund before and through the GFC would like a word. By excluding their disastrous performance through that period you are doing a great disservice to your readers. “Dodge & Cox Stock Fund (DODGX), have enviable records and reputations to match.” - not to this HD reader.
'The notion of smart money is a myth.' You got that right. I learned this the hard way with my daughters' college funds which were mostly in Dodge & Cox mutual funds. The non-smart money guys there lost more than 68% in the GFC (2007-2008). I've been totally self directed since then and couldn't be happier with the results.
Good article and it reminds me of when a few years ago someone I golf with said, "If you don't fly first class, your kids will." I will probably never fly first class (too frugal) but last fall I went to Ireland for a 1 week golf trip and the year before I went to Las Vegas to play in the World Series of Poker. And in April we're renting a beach house for a week vacation near Charleston SC with our kids and grandkids. It is hard to switch gears but I'm working on it!
Comments
Hi Jonathan, just initiated a transfer from our DAFfy fund and buying 3 copies next. Is it available from other booksellers than Amazon? Thank you very much for setting up the JC Initiative - it's something I've always wanted to do but didn't know how to go about it. I will be sending DAFfy dollars (and eventually QCD dollars) there for a long time. Thanks!
Post: Do It for the Kids
Link to comment from May 9, 2025
What's everyone's favorite retirement planning software? (I use an Excel spreadsheet for forecasting yearly account gains, withdrawals, Roth conversions, taxes, social security, RMD's etc. but haven't tried looking for anything fancier.) I do use and recommend Holistiplan for tax planning, though I do wish it was less expensive.
Post: Faulty Assumptions
Link to comment from February 19, 2024
Jonathan, we're thinking of doing the same for our daughter who's struggling with the now current +7.5% mortgage rates. Are you still using National Family Mortgage and do you have any comments on their service? Thanks, Roger
Post: Jonathan’s Loan
Link to comment from September 28, 2023
Why is holding more than 7% of a stock that’s compounded more than 24% a year for the past 15 years a bad thing?
Post: Slicing the Apple
Link to comment from June 11, 2023
Holders of Dodge and Cox Stock Fund before and through the GFC would like a word. By excluding their disastrous performance through that period you are doing a great disservice to your readers. “Dodge & Cox Stock Fund (DODGX), have enviable records and reputations to match.” - not to this HD reader.
Post: Running in Place
Link to comment from June 11, 2023
Agreed, very unlikely and some luck involved...10yr: 24.60% 15yr: 21.42%. (S&P500 10yr: 12.20% 15yr: 12.34%)
Post: Can the market be beaten?
Link to comment from May 14, 2023
It is possible to beat the market over the long term (10 and 15 years.) You just have to find the right investments.
Post: Can the market be beaten?
Link to comment from May 12, 2023
'The notion of smart money is a myth.' You got that right. I learned this the hard way with my daughters' college funds which were mostly in Dodge & Cox mutual funds. The non-smart money guys there lost more than 68% in the GFC (2007-2008). I've been totally self directed since then and couldn't be happier with the results.
Post: Learning from Failure
Link to comment from March 19, 2023
Good article and it reminds me of when a few years ago someone I golf with said, "If you don't fly first class, your kids will." I will probably never fly first class (too frugal) but last fall I went to Ireland for a 1 week golf trip and the year before I went to Las Vegas to play in the World Series of Poker. And in April we're renting a beach house for a week vacation near Charleston SC with our kids and grandkids. It is hard to switch gears but I'm working on it!
Post: Meant to Be Spent
Link to comment from January 20, 2023
While technically not selling, doing Roth conversions when asset prices are low is also recommended.
Post: When to Sell
Link to comment from July 10, 2022