Great article John! Good to know there is a 'cop on the beat' making sure that the S&P index does not become 10 percent 'vaporware'. With regards to employment and housing booms next to data centers, I don't see it happening. Most of the jobs created will be on the front-end, during construction.
I had the opportunity to tour a data center a few years ago when I worked for a Tier 1 Telecommunications provider... the daily operations staff for a Data Center is only a handful of security people and a handful of roving IT folks walking the floor of the 'server farm' to take logs and swap out a bad 'blade' server when directed.
In my humble opinion, G Fund should be the pillar of your near-term Fixed-income Bucket. It's a great tool to use in the early years of retirement to avoid Sequence of Returns Risk. G Fund has unique advantages not found in ANY other fixed-income product:
.1. Guaranteed yields equivalent to 5-year Treasuries
.2. Daily liquidity of a Money Market Fund
.3. Solid track record of outpacing inflation
.4. G Fund has NEVER had a bad day (not sensitive to interest rate swings). The only down side of using TSP's G Fund is that TSP does not automatically take your withdrawals out of your G Fund balance (Like most brokerages draw your Cash/MMF balance first). TSP makes you take withdrawals 'pro rata', proportionally from all of your TSP portfolio- So you'll have to re-balance your TSP allocation every time you withdraw if you want to take money exclusively from your G Fund balance. Read Here for more.
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Great article John! Good to know there is a 'cop on the beat' making sure that the S&P index does not become 10 percent 'vaporware'. With regards to employment and housing booms next to data centers, I don't see it happening. Most of the jobs created will be on the front-end, during construction. I had the opportunity to tour a data center a few years ago when I worked for a Tier 1 Telecommunications provider... the daily operations staff for a Data Center is only a handful of security people and a handful of roving IT folks walking the floor of the 'server farm' to take logs and swap out a bad 'blade' server when directed.
Post: The Silent Committee
Link to comment from September 16, 2026
In my humble opinion, G Fund should be the pillar of your near-term Fixed-income Bucket. It's a great tool to use in the early years of retirement to avoid Sequence of Returns Risk. G Fund has unique advantages not found in ANY other fixed-income product: .1. Guaranteed yields equivalent to 5-year Treasuries .2. Daily liquidity of a Money Market Fund .3. Solid track record of outpacing inflation .4. G Fund has NEVER had a bad day (not sensitive to interest rate swings). The only down side of using TSP's G Fund is that TSP does not automatically take your withdrawals out of your G Fund balance (Like most brokerages draw your Cash/MMF balance first). TSP makes you take withdrawals 'pro rata', proportionally from all of your TSP portfolio- So you'll have to re-balance your TSP allocation every time you withdraw if you want to take money exclusively from your G Fund balance. Read Here for more.
Post: TSP G Fund as the only Fixed Income Investment
Link to comment from June 23, 2026