Jonathan,
I was surprised when I looked at IRMAA surcharges after I am gone. My goal is to smooth our withdrawals over our lifetimes. Say this comes out to $185,000 per year. This keeps us just below the IRMAA threshold. But when one of us is gone, It looks to me like the IRMAA surcharge for an individual with $185,000 is an extra $430 per month for Part B Part D together.
Comments
Thank you for this article, Marjorie. Along your journey you also picked up the skill of being an excellent writer!
Post: An American Story
Link to comment from January 25, 2023
Thanks John! This is a great article, addressing my biggest concern in retirement planning.
Post: Juggling for Retirees
Link to comment from January 24, 2023
Jonathan, I was surprised when I looked at IRMAA surcharges after I am gone. My goal is to smooth our withdrawals over our lifetimes. Say this comes out to $185,000 per year. This keeps us just below the IRMAA threshold. But when one of us is gone, It looks to me like the IRMAA surcharge for an individual with $185,000 is an extra $430 per month for Part B Part D together.
Post: Juggling for Retirees
Link to comment from January 21, 2023