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Tom Kinney

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    • I have never given purchased cards to my grandchildren. As teenagers they still receive a handwritten card, and sometimes I will choose some special photos from my phone and print them on the card.  So the card will have two 50 dollar bills and a 5 dollar bill, and the agreement is that one 50 dollar bill is to be saved and everything else can be spent.  I always explained to them that I would rather include the extra five dollars in the gift than spend it on something that will end up in the trash. 

      Post: Exercising true frugality 

      Link to comment from July 4, 2026

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