All excellent points to consider. However, clarification on point 1. Not all health insurance plans are for profit. For example, Kaiser is a nonprofit. In my experience Kaiser , though certainly not perfect, provided us excellent seamless care to specialists. There are big drawbacks to any Advantage plan, but I urge people to look at the options carefully and not paint them all with the same bad brush.
Risky in my opinion. Remember straight Medicare has no out of pocket limit. And medical treatment cost has no upper limit. You are always responsible for 20%. So, if the medical costs are $500,000 you are responsible for $100,000.
Comments
All excellent points to consider. However, clarification on point 1. Not all health insurance plans are for profit. For example, Kaiser is a nonprofit. In my experience Kaiser , though certainly not perfect, provided us excellent seamless care to specialists. There are big drawbacks to any Advantage plan, but I urge people to look at the options carefully and not paint them all with the same bad brush.
Post: Don’t make the wrong Medicare decision
Link to comment from October 25, 2025
Risky in my opinion. Remember straight Medicare has no out of pocket limit. And medical treatment cost has no upper limit. You are always responsible for 20%. So, if the medical costs are $500,000 you are responsible for $100,000.
Post: Don’t make the wrong Medicare decision
Link to comment from October 25, 2025