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Enrique Romo

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    etfs versus aum accounts question

    18 replies

    AUTHOR: Enrique Romo on 7/7/2025
    FIRST: mytimetotravel on 7/7   |   RECENT: Chris Wieser on 7/13

    Comments

    • As always Mr. Grossman---an article of great value. Question---do you feel the target date ETFs (Schwab 2035 for instance) are over-managed/too much cost? I have viewed them as a cheap way to rebalance but interested in your view?

      Post: Inventing Problems

      Link to comment from September 6, 2025

    • They claim/claimed to be fee for service---we paid a flat fee for a plan--not because we needed investment advice but because wanted help with a Roth conversion strategy and some help with future real estate matters (downsizing current---buying two smaller places in different locales) and what we have received so far is a recommendation to "simplify" our different 401k accounts presumably into accounts they would manage because they "can do better" than we have been doing (75% of our stuff is in Schwab timed ETFs and the rest in single equities such as Berksire and Apple). By the way, their projections for our the lifetime of our investments uses a 6.25% market growth average.

      Post: ETFs versus Assets Under Management

      Link to comment from July 7, 2025

    • Mytime---what's the difference in threat of exposure between Musk and the other 10s of thousands of government employees that have access to our info?

      Post: A Tax Filing Conundrum

      Link to comment from February 22, 2025

    • Thanks for this article Mr. McGlynn---question for you---our family fully funds its HSA but due to my son's chronic health condition we spend it to zero every year. In this situation, are you suggesting leaving the HSA untouched and spending hard dollars to cover expenses?

      Post: Healthy Gains

      Link to comment from April 24, 2021

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