Thanks for the article! A follow-up question: If my wife (who will be 65 in a few months from now) waits until HER FRA (of age 67), will her separate spousal benefit then be HIGHER than it otherwise would be if she instead claims her SS now - a few years earlier than her FRA? (I assume the answer to this question is Yes, notwithstanding your advice in this article for her not to wait PAST age 67 to do so!) I plan to wait until age 70 (~ 4 years from now) specifically to maximize her survivor benefit, assuming she will survive me. Thank you!
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Thanks for the article! A follow-up question: If my wife (who will be 65 in a few months from now) waits until HER FRA (of age 67), will her separate spousal benefit then be HIGHER than it otherwise would be if she instead claims her SS now - a few years earlier than her FRA? (I assume the answer to this question is Yes, notwithstanding your advice in this article for her not to wait PAST age 67 to do so!) I plan to wait until age 70 (~ 4 years from now) specifically to maximize her survivor benefit, assuming she will survive me. Thank you!
Post: Social Security Spousal Benefits
Link to comment from March 28, 2026