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    • I switched from a wealth advisor to a Vanguard personal advisor and he is excellent. I split my funds across the two for 3 years and the Vanguard index portfolio beat the active funds from the wealth manager by 2% a year and had 1/3 the fees. Vanguard has disciplined guardrails on retirement strategies and keeps the client’s interest foremost. The wealth advisor recommended a high risk hedge fund that I turned down and later lost money and pushed leveraged investments that I didn’t need.

      Post: Financial Planning

      Link to comment from April 11, 2026

    • Thanks for the nicely written, insightful article. You elicited a lot of responses on the joys embedded in contributing to nurturing family—your definition of family is just spread wider than most. Sacrifices for school expenses and trying to be a good example helps a lot of us.

      Post: Financial regrets about parenthood?

      Link to comment from April 6, 2026

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