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Carl is a retired professor of ethics and religion who served 28 years in various educational and administrative roles at at Concordia University Texas in Austin. Originally from Minnesota, he and his wife live most of the year in the mountains of Colorado. His professional interests included public theology and ethics, leadership and ethics, ethical philosophy, the mission of Church-related Universities in the United States, environmental ethics, ethics of technology, Latino/a Studies, History of Mexico, Liberation Theology, and human migration. In retirement since 2025, he and his wife enjoy hiking, birding, reading, visiting our two children, and world travel. Your Money or Your Life and Personal Finance for Dummies, along with parents, deeply shaped his early financial education and beliefs. Visit Carl's Musings to read more.
Financial Education in Middle and High School
22 replies
AUTHOR: Carl C Trovall on 10/24/2025
FIRST: Ben Rodriguez on 10/24 | RECENT: youthbudget on 10/25
Introduction
24 replies
AUTHOR: Carl C Trovall on 10/20/2025
FIRST: Mark Crothers on 10/22 | RECENT: Mark Crothers on 10/25
Comments
Wonderful ideas, Mark, that I think would help considerably!
Post: Financial Education in Middle and High School
Link to comment from October 24, 2025
I am deeply troubled, too. I feel like I am in an economic panopticon. We are all being algorithmically observed (or not...we never really know) through our phones and online presence. Vendors can see our every move before we make it, calculate instantaneously our net worth, and adjust prices accordingly. It strikes me as a rigged capitalism.
Post: 24-Hour Trading
Link to comment from October 24, 2025
I love your description of financial contentment. One thing I am experiencing new joy in is using the money I have to help others, instead of splurging on newer and better toys.
Post: The Curious Case of Finally Being Able to Afford the Thing You No Longer Want
Link to comment from October 24, 2025
Love this post, Mark. I can relate to having the freedom to do something, yet no longer wanting to do it. The description of your development reminds me of Aristotle's famous quote, “Excellence is an art won by training and habituation. We do not act rightly because we have virtue or excellence, but we rather have those because we have acted rightly. We are what we repeatedly do. Excellence, then, is not an act but a habit.” You clearly habituated control of your desire, which is now part of who you are.
Post: The Curious Case of Finally Being Able to Afford the Thing You No Longer Want
Link to comment from October 24, 2025
Hi, Dana! I appreciate your generous welcome. Linguistics has always been a fascination for me (and my wife, who taught Language Arts in Middle School and the university level). I can relate to the always being 'on' for the students, and the struggle to produce administrative reports. Ugh. Yet, I, too, loved teaching even to my last class. Hopefully my colleagues will invite me in for a few presentations. My only connection now is the IRB, which I chaired for years. The freedom has been amazing. I look forward to contributing to this community.
Post: Introduction
Link to comment from October 24, 2025
His book is on my 'to-read' list! Thanks!
Post: Introduction
Link to comment from October 23, 2025
Good teaching is one-fourth preparation and three-fourths theater (Gail Godwin). Obviously an aphorism, but speaks a truth. Is good business practice like good teaching?
Post: The Final Curtain Call: My Double Retirement
Link to comment from October 22, 2025
Thanks! So far, so good for the both of us. Every day brings new conversations and ideas.
Post: Introduction
Link to comment from October 22, 2025
I will ask her!
Post: Introduction
Link to comment from October 22, 2025
Thank you, Edmund. I just added a short bio.
Post: Introduction
Link to comment from October 22, 2025