ACA is really location dependent. In an area with a Kaiser or similar staff model HMO in the plan, you get the same quality as everyone else there. ACA plans are narrower but there still is coverage. Of course, if you have a rare cancer or something then you will be fighting with the insurance company for the best treatment, but you would be doing that anyway with most employer plans, other than perhaps the most gold plated.
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ACA is really location dependent. In an area with a Kaiser or similar staff model HMO in the plan, you get the same quality as everyone else there. ACA plans are narrower but there still is coverage. Of course, if you have a rare cancer or something then you will be fighting with the insurance company for the best treatment, but you would be doing that anyway with most employer plans, other than perhaps the most gold plated.
Post: Affordable Care?
Link to comment from April 11, 2022