FREE NEWSLETTER

Barry Karnes

    Forum Posts:

    Comments:

    • Great job! During my working years (mortgage car payment & 2 kids) money was a wee tight.I still paid all our bills in full and on time But I decided to squeeze our money. I took credit card rewards, interest from bank accounts, rebates, small amounts of unexpected checks and tossed it into a CD at Ally Bank. After that it went to Vanguard Fund Total Stock Market. I did that for years. Retired now, but still making sure my money doesn't sleep.

      Post: Walking Around Money

      Link to comment from January 24, 2023

    • I have Vanguard Total Bond Fund in my IRA. I noticed it didn't include junk bonds, and thought well it's not really "total". So I bought Vanguard High-Yield Corporate Fund. It's 15% of my bond portion, 8% of my IRA portfolio. As retirees the monthly dividends from both were welcome income. With a full year of SS for 2023, I may decide to just reinvest. Enjoyed your article, thank you.

      Post: A Taste for Junk

      Link to comment from December 21, 2022

    • My wife and I married in her Catholic Church. We were required to complete a "Pre-Cana" course, basically a marriage preparation program. It forced us to talk about subjects not normally broached in the dating process. Of course money and spending habits being a big reason for divorce. It was a wonderful course and I believe it made both of us more at ease with each other. She paid off her student loan before our wedding, and both of us entered debt free. Then closed our bank accounts for a joint account. I can't imagine any other way. I'm the money person, but financial decisions are always discussed, as are larger purchases, and the saying "is it a need or a want" has guided us for 32 years.

      Post: Separate Ways

      Link to comment from August 24, 2022

    • We moved FL to PA in 2020. Although I let FreeTaxUSA do my state return, it didn't seem complicated. What I found when I filed a full year of being a PA resident in 2021, it's actually a pretty good state for retirees.

      Post: A Taxing Move

      Link to comment from March 25, 2022

    • I remember IDS, then Ameriprise. Ugh. When the lightbulb of investing got turned on, I couldn't wait to get untangled from them.

      Post: Lessons Unlearned

      Link to comment from February 26, 2022

    SHARE