Probably the most wisdom based written piece I've read in years, thank you! We have 5 more years to retirement and we've been building a strong cash allocation since 2022. The once in a lifetime bond losses that year really soured me on holding any bonds and finally a decent rate in treasuries just felt better to me. We've been DCA and lump sum buying for years into broad based low cost index funds including international with a small allocation to crypto. My feeling is we have a few more years of AI technology spreading across all sectors that will have a profound effect on our daily lives that we just can't imagine today. These are different companies now leading the market with insane cash flows and profits. My prediction could be totally wrong of course and I'm okay with it. We're going to stay the course and enjoy the ride up or down in the meantime and watch what happens. Thanks again Adam.
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Probably the most wisdom based written piece I've read in years, thank you! We have 5 more years to retirement and we've been building a strong cash allocation since 2022. The once in a lifetime bond losses that year really soured me on holding any bonds and finally a decent rate in treasuries just felt better to me. We've been DCA and lump sum buying for years into broad based low cost index funds including international with a small allocation to crypto. My feeling is we have a few more years of AI technology spreading across all sectors that will have a profound effect on our daily lives that we just can't imagine today. These are different companies now leading the market with insane cash flows and profits. My prediction could be totally wrong of course and I'm okay with it. We're going to stay the course and enjoy the ride up or down in the meantime and watch what happens. Thanks again Adam.
Post: Is The Stock Market Overvalued?
Link to comment from October 21, 2025